LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,731
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$80,149
−HK$2,457/mo
Today · 4.125%
HK$82,606
baseline
▲ 0.50% · 4.625%
HK$87,632
+HK$5,026/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$165,212/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,475
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$88,794
−HK$2,353/mo
Today · 4.125%
HK$91,147
baseline
▲ 0.50% · 4.625%
HK$95,952
+HK$4,805/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$182,294/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,277
−HK$5,850/mo
▼ 0.25% · 3.875%
HK$96,179
−HK$2,948/mo
Today · 4.125%
HK$99,127
baseline
▲ 0.50% · 4.625%
HK$105,158
+HK$6,031/mo
Deposit HK$13.64M · loan HK$20.45M · min. income ≈ HK$198,254/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,770
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$106,553
−HK$2,824/mo
Today · 4.125%
HK$109,377
baseline
▲ 0.50% · 4.625%
HK$115,142
+HK$5,765/mo
Deposit HK$13.64M · loan HK$20.45M · min. income ≈ HK$218,754/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,824
−HK$6,824/mo
▼ 0.25% · 3.875%
HK$112,209
−HK$3,439/mo
Today · 4.125%
HK$115,648
baseline
▲ 0.50% · 4.625%
HK$122,685
+HK$7,037/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$231,296/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,448,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,065
−HK$6,541/mo
▼ 0.25% · 3.875%
HK$124,312
−HK$3,294/mo
Today · 4.125%
HK$127,606
baseline
▲ 0.50% · 4.625%
HK$134,332
+HK$6,726/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$255,212/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,448,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,916
−HK$8,774/mo
▼ 0.25% · 3.875%
HK$144,268
−HK$4,422/mo
Today · 4.125%
HK$148,690
baseline
▲ 0.50% · 4.625%
HK$157,738
+HK$9,048/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$297,380/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,655
−HK$8,410/mo
▼ 0.25% · 3.875%
HK$159,830
−HK$4,235/mo
Today · 4.125%
HK$164,065
baseline
▲ 0.50% · 4.625%
HK$172,713
+HK$8,648/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$328,130/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,775 · Scale 2, in force from 26 Feb 2026)