LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,736
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$80,154
−HK$2,457/mo
Today · 4.125%
HK$82,611
baseline
▲ 0.50% · 4.625%
HK$87,638
+HK$5,027/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$165,222/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,481
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$88,800
−HK$2,353/mo
Today · 4.125%
HK$91,153
baseline
▲ 0.50% · 4.625%
HK$95,958
+HK$4,805/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$182,306/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,284
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$96,185
−HK$2,948/mo
Today · 4.125%
HK$99,133
baseline
▲ 0.50% · 4.625%
HK$105,165
+HK$6,032/mo
Deposit HK$13.64M · loan HK$20.45M · min. income ≈ HK$198,266/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,448,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,777
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$106,560
−HK$2,824/mo
Today · 4.125%
HK$109,384
baseline
▲ 0.50% · 4.625%
HK$115,150
+HK$5,766/mo
Deposit HK$13.64M · loan HK$20.45M · min. income ≈ HK$218,768/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,448,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,831
−HK$6,825/mo
▼ 0.25% · 3.875%
HK$112,216
−HK$3,440/mo
Today · 4.125%
HK$115,656
baseline
▲ 0.50% · 4.625%
HK$122,693
+HK$7,037/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$231,312/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,448,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,073
−HK$6,541/mo
▼ 0.25% · 3.875%
HK$124,320
−HK$3,294/mo
Today · 4.125%
HK$127,614
baseline
▲ 0.50% · 4.625%
HK$134,341
+HK$6,727/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$255,228/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,448,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,925
−HK$8,775/mo
▼ 0.25% · 3.875%
HK$144,278
−HK$4,422/mo
Today · 4.125%
HK$148,700
baseline
▲ 0.50% · 4.625%
HK$157,748
+HK$9,048/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$297,400/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,666
−HK$8,410/mo
▼ 0.25% · 3.875%
HK$159,841
−HK$4,235/mo
Today · 4.125%
HK$164,076
baseline
▲ 0.50% · 4.625%
HK$172,724
+HK$8,648/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$328,152/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,871 · Scale 2, in force from 26 Feb 2026)