LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,737
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$80,155
−HK$2,457/mo
Today · 4.125%
HK$82,612
baseline
▲ 0.50% · 4.625%
HK$87,639
+HK$5,027/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$165,224/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,482
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$88,801
−HK$2,353/mo
Today · 4.125%
HK$91,154
baseline
▲ 0.50% · 4.625%
HK$95,959
+HK$4,805/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$182,308/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,285
−HK$5,850/mo
▼ 0.25% · 3.875%
HK$96,187
−HK$2,948/mo
Today · 4.125%
HK$99,135
baseline
▲ 0.50% · 4.625%
HK$105,167
+HK$6,032/mo
Deposit HK$13.64M · loan HK$20.45M · min. income ≈ HK$198,270/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,448,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,778
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$106,562
−HK$2,823/mo
Today · 4.125%
HK$109,385
baseline
▲ 0.50% · 4.625%
HK$115,151
+HK$5,766/mo
Deposit HK$13.64M · loan HK$20.45M · min. income ≈ HK$218,770/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,448,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,832
−HK$6,825/mo
▼ 0.25% · 3.875%
HK$112,218
−HK$3,439/mo
Today · 4.125%
HK$115,657
baseline
▲ 0.50% · 4.625%
HK$122,694
+HK$7,037/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$231,314/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,448,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,075
−HK$6,541/mo
▼ 0.25% · 3.875%
HK$124,322
−HK$3,294/mo
Today · 4.125%
HK$127,616
baseline
▲ 0.50% · 4.625%
HK$134,343
+HK$6,727/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$255,232/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,448,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,927
−HK$8,775/mo
▼ 0.25% · 3.875%
HK$144,280
−HK$4,422/mo
Today · 4.125%
HK$148,702
baseline
▲ 0.50% · 4.625%
HK$157,750
+HK$9,048/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$297,404/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,668
−HK$8,410/mo
▼ 0.25% · 3.875%
HK$159,843
−HK$4,235/mo
Today · 4.125%
HK$164,078
baseline
▲ 0.50% · 4.625%
HK$172,727
+HK$8,649/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$328,156/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,889 · Scale 2, in force from 26 Feb 2026)