LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,742
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$80,160
−HK$2,457/mo
Today · 4.125%
HK$82,617
baseline
▲ 0.50% · 4.625%
HK$87,644
+HK$5,027/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$165,234/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,448,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,487
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$88,806
−HK$2,354/mo
Today · 4.125%
HK$91,160
baseline
▲ 0.50% · 4.625%
HK$95,965
+HK$4,805/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$182,320/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,448,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,290
−HK$5,850/mo
▼ 0.25% · 3.875%
HK$96,192
−HK$2,948/mo
Today · 4.125%
HK$99,140
baseline
▲ 0.50% · 4.625%
HK$105,173
+HK$6,033/mo
Deposit HK$13.64M · loan HK$20.46M · min. income ≈ HK$198,280/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,448,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,784
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$106,568
−HK$2,823/mo
Today · 4.125%
HK$109,391
baseline
▲ 0.50% · 4.625%
HK$115,158
+HK$5,767/mo
Deposit HK$13.64M · loan HK$20.46M · min. income ≈ HK$218,782/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,448,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,838
−HK$6,826/mo
▼ 0.25% · 3.875%
HK$112,224
−HK$3,440/mo
Today · 4.125%
HK$115,664
baseline
▲ 0.50% · 4.625%
HK$122,701
+HK$7,037/mo
Deposit HK$10.23M · loan HK$23.87M · min. income ≈ HK$231,328/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,448,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,082
−HK$6,541/mo
▼ 0.25% · 3.875%
HK$124,329
−HK$3,294/mo
Today · 4.125%
HK$127,623
baseline
▲ 0.50% · 4.625%
HK$134,351
+HK$6,728/mo
Deposit HK$10.23M · loan HK$23.87M · min. income ≈ HK$255,246/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,448,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,935
−HK$8,775/mo
▼ 0.25% · 3.875%
HK$144,288
−HK$4,422/mo
Today · 4.125%
HK$148,710
baseline
▲ 0.50% · 4.625%
HK$157,759
+HK$9,049/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$297,420/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,676
−HK$8,411/mo
▼ 0.25% · 3.875%
HK$159,852
−HK$4,235/mo
Today · 4.125%
HK$164,087
baseline
▲ 0.50% · 4.625%
HK$172,736
+HK$8,649/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$328,174/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,970 · Scale 2, in force from 26 Feb 2026)