LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,752
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$80,170
−HK$2,457/mo
Today · 4.125%
HK$82,627
baseline
▲ 0.50% · 4.625%
HK$87,655
+HK$5,028/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$165,254/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,449,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,498
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$88,818
−HK$2,353/mo
Today · 4.125%
HK$91,171
baseline
▲ 0.50% · 4.625%
HK$95,977
+HK$4,806/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$182,342/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,449,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,302
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$96,204
−HK$2,949/mo
Today · 4.125%
HK$99,153
baseline
▲ 0.50% · 4.625%
HK$105,186
+HK$6,033/mo
Deposit HK$13.64M · loan HK$20.46M · min. income ≈ HK$198,306/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,797
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$106,581
−HK$2,824/mo
Today · 4.125%
HK$109,405
baseline
▲ 0.50% · 4.625%
HK$115,172
+HK$5,767/mo
Deposit HK$13.64M · loan HK$20.46M · min. income ≈ HK$218,810/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,852
−HK$6,826/mo
▼ 0.25% · 3.875%
HK$112,238
−HK$3,440/mo
Today · 4.125%
HK$115,678
baseline
▲ 0.50% · 4.625%
HK$122,717
+HK$7,039/mo
Deposit HK$10.23M · loan HK$23.87M · min. income ≈ HK$231,356/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,097
−HK$6,542/mo
▼ 0.25% · 3.875%
HK$124,345
−HK$3,294/mo
Today · 4.125%
HK$127,639
baseline
▲ 0.50% · 4.625%
HK$134,367
+HK$6,728/mo
Deposit HK$10.23M · loan HK$23.87M · min. income ≈ HK$255,278/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,953
−HK$8,776/mo
▼ 0.25% · 3.875%
HK$144,306
−HK$4,423/mo
Today · 4.125%
HK$148,729
baseline
▲ 0.50% · 4.625%
HK$157,779
+HK$9,050/mo
Deposit HK$3.41M · loan HK$30.69M · min. income ≈ HK$297,458/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,696
−HK$8,412/mo
▼ 0.25% · 3.875%
HK$159,872
−HK$4,236/mo
Today · 4.125%
HK$164,108
baseline
▲ 0.50% · 4.625%
HK$172,758
+HK$8,650/mo
Deposit HK$3.41M · loan HK$30.69M · min. income ≈ HK$328,216/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,153 · Scale 2, in force from 26 Feb 2026)