LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,763
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$80,182
−HK$2,458/mo
Today · 4.125%
HK$82,640
baseline
▲ 0.50% · 4.625%
HK$87,668
+HK$5,028/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$165,280/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,449,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,511
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$88,831
−HK$2,354/mo
Today · 4.125%
HK$91,185
baseline
▲ 0.50% · 4.625%
HK$95,991
+HK$4,806/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$182,370/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,449,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,316
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$96,219
−HK$2,949/mo
Today · 4.125%
HK$99,168
baseline
▲ 0.50% · 4.625%
HK$105,202
+HK$6,034/mo
Deposit HK$13.64M · loan HK$20.46M · min. income ≈ HK$198,336/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,813
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,597
−HK$2,825/mo
Today · 4.125%
HK$109,422
baseline
▲ 0.50% · 4.625%
HK$115,189
+HK$5,767/mo
Deposit HK$13.64M · loan HK$20.46M · min. income ≈ HK$218,844/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,869
−HK$6,827/mo
▼ 0.25% · 3.875%
HK$112,255
−HK$3,441/mo
Today · 4.125%
HK$115,696
baseline
▲ 0.50% · 4.625%
HK$122,735
+HK$7,039/mo
Deposit HK$10.23M · loan HK$23.87M · min. income ≈ HK$231,392/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,115
−HK$6,544/mo
▼ 0.25% · 3.875%
HK$124,363
−HK$3,296/mo
Today · 4.125%
HK$127,659
baseline
▲ 0.50% · 4.625%
HK$134,388
+HK$6,729/mo
Deposit HK$10.23M · loan HK$23.87M · min. income ≈ HK$255,318/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,974
−HK$8,777/mo
▼ 0.25% · 3.875%
HK$144,328
−HK$4,423/mo
Today · 4.125%
HK$148,751
baseline
▲ 0.50% · 4.625%
HK$157,803
+HK$9,052/mo
Deposit HK$3.41M · loan HK$30.69M · min. income ≈ HK$297,502/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,719
−HK$8,413/mo
▼ 0.25% · 3.875%
HK$159,896
−HK$4,236/mo
Today · 4.125%
HK$164,132
baseline
▲ 0.50% · 4.625%
HK$172,784
+HK$8,652/mo
Deposit HK$3.41M · loan HK$30.69M · min. income ≈ HK$328,264/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,371 · Scale 2, in force from 26 Feb 2026)