LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,765
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$80,184
−HK$2,458/mo
Today · 4.125%
HK$82,642
baseline
▲ 0.50% · 4.625%
HK$87,670
+HK$5,028/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$165,284/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,449,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,513
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$88,833
−HK$2,354/mo
Today · 4.125%
HK$91,187
baseline
▲ 0.50% · 4.625%
HK$95,994
+HK$4,807/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$182,374/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,449,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,318
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$96,221
−HK$2,949/mo
Today · 4.125%
HK$99,170
baseline
▲ 0.50% · 4.625%
HK$105,204
+HK$6,034/mo
Deposit HK$13.64M · loan HK$20.46M · min. income ≈ HK$198,340/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,816
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,600
−HK$2,825/mo
Today · 4.125%
HK$109,425
baseline
▲ 0.50% · 4.625%
HK$115,192
+HK$5,767/mo
Deposit HK$13.64M · loan HK$20.46M · min. income ≈ HK$218,850/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,871
−HK$6,828/mo
▼ 0.25% · 3.875%
HK$112,258
−HK$3,441/mo
Today · 4.125%
HK$115,699
baseline
▲ 0.50% · 4.625%
HK$122,739
+HK$7,040/mo
Deposit HK$10.23M · loan HK$23.87M · min. income ≈ HK$231,398/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,118
−HK$6,544/mo
▼ 0.25% · 3.875%
HK$124,367
−HK$3,295/mo
Today · 4.125%
HK$127,662
baseline
▲ 0.50% · 4.625%
HK$134,391
+HK$6,729/mo
Deposit HK$10.23M · loan HK$23.87M · min. income ≈ HK$255,324/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,977
−HK$8,778/mo
▼ 0.25% · 3.875%
HK$144,332
−HK$4,423/mo
Today · 4.125%
HK$148,755
baseline
▲ 0.50% · 4.625%
HK$157,807
+HK$9,052/mo
Deposit HK$3.41M · loan HK$30.69M · min. income ≈ HK$297,510/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,724
−HK$8,413/mo
▼ 0.25% · 3.875%
HK$159,900
−HK$4,237/mo
Today · 4.125%
HK$164,137
baseline
▲ 0.50% · 4.625%
HK$172,789
+HK$8,652/mo
Deposit HK$3.41M · loan HK$30.69M · min. income ≈ HK$328,274/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,409 · Scale 2, in force from 26 Feb 2026)