LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,768
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$80,187
−HK$2,458/mo
Today · 4.125%
HK$82,645
baseline
▲ 0.50% · 4.625%
HK$87,674
+HK$5,029/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$165,290/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,449,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,516
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$88,837
−HK$2,354/mo
Today · 4.125%
HK$91,191
baseline
▲ 0.50% · 4.625%
HK$95,997
+HK$4,806/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$182,382/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,449,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,322
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$96,225
−HK$2,949/mo
Today · 4.125%
HK$99,174
baseline
▲ 0.50% · 4.625%
HK$105,209
+HK$6,035/mo
Deposit HK$13.64M · loan HK$20.46M · min. income ≈ HK$198,348/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,820
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,604
−HK$2,825/mo
Today · 4.125%
HK$109,429
baseline
▲ 0.50% · 4.625%
HK$115,197
+HK$5,768/mo
Deposit HK$13.64M · loan HK$20.46M · min. income ≈ HK$218,858/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,876
−HK$6,827/mo
▼ 0.25% · 3.875%
HK$112,262
−HK$3,441/mo
Today · 4.125%
HK$115,703
baseline
▲ 0.50% · 4.625%
HK$122,743
+HK$7,040/mo
Deposit HK$10.23M · loan HK$23.87M · min. income ≈ HK$231,406/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,123
−HK$6,544/mo
▼ 0.25% · 3.875%
HK$124,372
−HK$3,295/mo
Today · 4.125%
HK$127,667
baseline
▲ 0.50% · 4.625%
HK$134,396
+HK$6,729/mo
Deposit HK$10.23M · loan HK$23.87M · min. income ≈ HK$255,334/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,983
−HK$8,778/mo
▼ 0.25% · 3.875%
HK$144,337
−HK$4,424/mo
Today · 4.125%
HK$148,761
baseline
▲ 0.50% · 4.625%
HK$157,813
+HK$9,052/mo
Deposit HK$3.41M · loan HK$30.69M · min. income ≈ HK$297,522/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,730
−HK$8,413/mo
▼ 0.25% · 3.875%
HK$159,906
−HK$4,237/mo
Today · 4.125%
HK$164,143
baseline
▲ 0.50% · 4.625%
HK$172,795
+HK$8,652/mo
Deposit HK$3.41M · loan HK$30.69M · min. income ≈ HK$328,286/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,466 · Scale 2, in force from 26 Feb 2026)