LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,769
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$80,188
−HK$2,458/mo
Today · 4.125%
HK$82,646
baseline
▲ 0.50% · 4.625%
HK$87,674
+HK$5,028/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$165,292/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,449,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,517
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$88,837
−HK$2,354/mo
Today · 4.125%
HK$91,191
baseline
▲ 0.50% · 4.625%
HK$95,998
+HK$4,807/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$182,382/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,449,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,323
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$96,225
−HK$2,950/mo
Today · 4.125%
HK$99,175
baseline
▲ 0.50% · 4.625%
HK$105,209
+HK$6,034/mo
Deposit HK$13.64M · loan HK$20.46M · min. income ≈ HK$198,350/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,820
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$106,605
−HK$2,825/mo
Today · 4.125%
HK$109,430
baseline
▲ 0.50% · 4.625%
HK$115,198
+HK$5,768/mo
Deposit HK$13.64M · loan HK$20.46M · min. income ≈ HK$218,860/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,876
−HK$6,828/mo
▼ 0.25% · 3.875%
HK$112,263
−HK$3,441/mo
Today · 4.125%
HK$115,704
baseline
▲ 0.50% · 4.625%
HK$122,744
+HK$7,040/mo
Deposit HK$10.23M · loan HK$23.87M · min. income ≈ HK$231,408/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,124
−HK$6,544/mo
▼ 0.25% · 3.875%
HK$124,372
−HK$3,296/mo
Today · 4.125%
HK$127,668
baseline
▲ 0.50% · 4.625%
HK$134,397
+HK$6,729/mo
Deposit HK$10.23M · loan HK$23.87M · min. income ≈ HK$255,336/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,984
−HK$8,778/mo
▼ 0.25% · 3.875%
HK$144,338
−HK$4,424/mo
Today · 4.125%
HK$148,762
baseline
▲ 0.50% · 4.625%
HK$157,814
+HK$9,052/mo
Deposit HK$3.41M · loan HK$30.69M · min. income ≈ HK$297,524/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,731
−HK$8,413/mo
▼ 0.25% · 3.875%
HK$159,907
−HK$4,237/mo
Today · 4.125%
HK$164,144
baseline
▲ 0.50% · 4.625%
HK$172,797
+HK$8,653/mo
Deposit HK$3.41M · loan HK$30.69M · min. income ≈ HK$328,288/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,476 · Scale 2, in force from 26 Feb 2026)