LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,774
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$80,193
−HK$2,458/mo
Today · 4.125%
HK$82,651
baseline
▲ 0.50% · 4.625%
HK$87,680
+HK$5,029/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$165,302/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,449,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,522
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$88,843
−HK$2,354/mo
Today · 4.125%
HK$91,197
baseline
▲ 0.50% · 4.625%
HK$96,004
+HK$4,807/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$182,394/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,449,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,328
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$96,231
−HK$2,950/mo
Today · 4.125%
HK$99,181
baseline
▲ 0.50% · 4.625%
HK$105,216
+HK$6,035/mo
Deposit HK$13.64M · loan HK$20.46M · min. income ≈ HK$198,362/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,827
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,611
−HK$2,825/mo
Today · 4.125%
HK$109,436
baseline
▲ 0.50% · 4.625%
HK$115,205
+HK$5,769/mo
Deposit HK$13.64M · loan HK$20.46M · min. income ≈ HK$218,872/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,883
−HK$6,828/mo
▼ 0.25% · 3.875%
HK$112,270
−HK$3,441/mo
Today · 4.125%
HK$115,711
baseline
▲ 0.50% · 4.625%
HK$122,752
+HK$7,041/mo
Deposit HK$10.23M · loan HK$23.88M · min. income ≈ HK$231,422/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,131
−HK$6,545/mo
▼ 0.25% · 3.875%
HK$124,380
−HK$3,296/mo
Today · 4.125%
HK$127,676
baseline
▲ 0.50% · 4.625%
HK$134,406
+HK$6,730/mo
Deposit HK$10.23M · loan HK$23.88M · min. income ≈ HK$255,352/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,993
−HK$8,778/mo
▼ 0.25% · 3.875%
HK$144,347
−HK$4,424/mo
Today · 4.125%
HK$148,771
baseline
▲ 0.50% · 4.625%
HK$157,824
+HK$9,053/mo
Deposit HK$3.41M · loan HK$30.70M · min. income ≈ HK$297,542/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,740
−HK$8,415/mo
▼ 0.25% · 3.875%
HK$159,917
−HK$4,238/mo
Today · 4.125%
HK$164,155
baseline
▲ 0.50% · 4.625%
HK$172,807
+HK$8,652/mo
Deposit HK$3.41M · loan HK$30.70M · min. income ≈ HK$328,310/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,566 · Scale 2, in force from 26 Feb 2026)