LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,776
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,196
−HK$2,458/mo
Today · 4.125%
HK$82,654
baseline
▲ 0.50% · 4.625%
HK$87,683
+HK$5,029/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$165,308/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,449,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,525
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$88,846
−HK$2,354/mo
Today · 4.125%
HK$91,200
baseline
▲ 0.50% · 4.625%
HK$96,007
+HK$4,807/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$182,400/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,449,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,332
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$96,235
−HK$2,949/mo
Today · 4.125%
HK$99,184
baseline
▲ 0.50% · 4.625%
HK$105,219
+HK$6,035/mo
Deposit HK$13.64M · loan HK$20.47M · min. income ≈ HK$198,368/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,830
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$106,615
−HK$2,825/mo
Today · 4.125%
HK$109,440
baseline
▲ 0.50% · 4.625%
HK$115,209
+HK$5,769/mo
Deposit HK$13.64M · loan HK$20.47M · min. income ≈ HK$218,880/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,887
−HK$6,828/mo
▼ 0.25% · 3.875%
HK$112,274
−HK$3,441/mo
Today · 4.125%
HK$115,715
baseline
▲ 0.50% · 4.625%
HK$122,756
+HK$7,041/mo
Deposit HK$10.23M · loan HK$23.88M · min. income ≈ HK$231,430/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,136
−HK$6,544/mo
▼ 0.25% · 3.875%
HK$124,384
−HK$3,296/mo
Today · 4.125%
HK$127,680
baseline
▲ 0.50% · 4.625%
HK$134,410
+HK$6,730/mo
Deposit HK$10.23M · loan HK$23.88M · min. income ≈ HK$255,360/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,997
−HK$8,779/mo
▼ 0.25% · 3.875%
HK$144,352
−HK$4,424/mo
Today · 4.125%
HK$148,776
baseline
▲ 0.50% · 4.625%
HK$157,829
+HK$9,053/mo
Deposit HK$3.41M · loan HK$30.70M · min. income ≈ HK$297,552/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,746
−HK$8,414/mo
▼ 0.25% · 3.875%
HK$159,923
−HK$4,237/mo
Today · 4.125%
HK$164,160
baseline
▲ 0.50% · 4.625%
HK$172,813
+HK$8,653/mo
Deposit HK$3.41M · loan HK$30.70M · min. income ≈ HK$328,320/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,615 · Scale 2, in force from 26 Feb 2026)