LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,778
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,198
−HK$2,458/mo
Today · 4.125%
HK$82,656
baseline
▲ 0.50% · 4.625%
HK$87,685
+HK$5,029/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$165,312/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,449,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,528
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$88,848
−HK$2,354/mo
Today · 4.125%
HK$91,202
baseline
▲ 0.50% · 4.625%
HK$96,010
+HK$4,808/mo
Deposit HK$17.05M · loan HK$17.05M · min. income ≈ HK$182,404/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,449,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,334
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$96,237
−HK$2,950/mo
Today · 4.125%
HK$99,187
baseline
▲ 0.50% · 4.625%
HK$105,222
+HK$6,035/mo
Deposit HK$13.64M · loan HK$20.47M · min. income ≈ HK$198,374/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,833
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$106,618
−HK$2,825/mo
Today · 4.125%
HK$109,443
baseline
▲ 0.50% · 4.625%
HK$115,212
+HK$5,769/mo
Deposit HK$13.64M · loan HK$20.47M · min. income ≈ HK$218,886/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,890
−HK$6,828/mo
▼ 0.25% · 3.875%
HK$112,277
−HK$3,441/mo
Today · 4.125%
HK$115,718
baseline
▲ 0.50% · 4.625%
HK$122,759
+HK$7,041/mo
Deposit HK$10.23M · loan HK$23.88M · min. income ≈ HK$231,436/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,139
−HK$6,544/mo
▼ 0.25% · 3.875%
HK$124,387
−HK$3,296/mo
Today · 4.125%
HK$127,683
baseline
▲ 0.50% · 4.625%
HK$134,414
+HK$6,731/mo
Deposit HK$10.23M · loan HK$23.88M · min. income ≈ HK$255,366/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,001
−HK$8,779/mo
▼ 0.25% · 3.875%
HK$144,356
−HK$4,424/mo
Today · 4.125%
HK$148,780
baseline
▲ 0.50% · 4.625%
HK$157,833
+HK$9,053/mo
Deposit HK$3.41M · loan HK$30.70M · min. income ≈ HK$297,560/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,750
−HK$8,414/mo
▼ 0.25% · 3.875%
HK$159,927
−HK$4,237/mo
Today · 4.125%
HK$164,164
baseline
▲ 0.50% · 4.625%
HK$172,818
+HK$8,654/mo
Deposit HK$3.41M · loan HK$30.70M · min. income ≈ HK$328,328/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,652 · Scale 2, in force from 26 Feb 2026)