LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,782
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$80,201
−HK$2,458/mo
Today · 4.125%
HK$82,659
baseline
▲ 0.50% · 4.625%
HK$87,689
+HK$5,030/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$165,318/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,449,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,531
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,852
−HK$2,355/mo
Today · 4.125%
HK$91,207
baseline
▲ 0.50% · 4.625%
HK$96,014
+HK$4,807/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$182,414/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,449,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,338
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$96,242
−HK$2,949/mo
Today · 4.125%
HK$99,191
baseline
▲ 0.50% · 4.625%
HK$105,227
+HK$6,036/mo
Deposit HK$13.64M · loan HK$20.47M · min. income ≈ HK$198,382/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,838
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$106,623
−HK$2,825/mo
Today · 4.125%
HK$109,448
baseline
▲ 0.50% · 4.625%
HK$115,217
+HK$5,769/mo
Deposit HK$13.64M · loan HK$20.47M · min. income ≈ HK$218,896/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,895
−HK$6,828/mo
▼ 0.25% · 3.875%
HK$112,282
−HK$3,441/mo
Today · 4.125%
HK$115,723
baseline
▲ 0.50% · 4.625%
HK$122,765
+HK$7,042/mo
Deposit HK$10.23M · loan HK$23.88M · min. income ≈ HK$231,446/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,144
−HK$6,545/mo
▼ 0.25% · 3.875%
HK$124,393
−HK$3,296/mo
Today · 4.125%
HK$127,689
baseline
▲ 0.50% · 4.625%
HK$134,420
+HK$6,731/mo
Deposit HK$10.23M · loan HK$23.88M · min. income ≈ HK$255,378/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,007
−HK$8,780/mo
▼ 0.25% · 3.875%
HK$144,362
−HK$4,425/mo
Today · 4.125%
HK$148,787
baseline
▲ 0.50% · 4.625%
HK$157,840
+HK$9,053/mo
Deposit HK$3.41M · loan HK$30.70M · min. income ≈ HK$297,574/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,757
−HK$8,415/mo
▼ 0.25% · 3.875%
HK$159,934
−HK$4,238/mo
Today · 4.125%
HK$164,172
baseline
▲ 0.50% · 4.625%
HK$172,825
+HK$8,653/mo
Deposit HK$3.41M · loan HK$30.70M · min. income ≈ HK$328,344/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,718 · Scale 2, in force from 26 Feb 2026)