LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,782
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,202
−HK$2,458/mo
Today · 4.125%
HK$82,660
baseline
▲ 0.50% · 4.625%
HK$87,690
+HK$5,030/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$165,320/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,449,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,532
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$88,853
−HK$2,354/mo
Today · 4.125%
HK$91,207
baseline
▲ 0.50% · 4.625%
HK$96,015
+HK$4,808/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$182,414/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,449,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,339
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$96,242
−HK$2,950/mo
Today · 4.125%
HK$99,192
baseline
▲ 0.50% · 4.625%
HK$105,228
+HK$6,036/mo
Deposit HK$13.64M · loan HK$20.47M · min. income ≈ HK$198,384/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,839
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$106,623
−HK$2,826/mo
Today · 4.125%
HK$109,449
baseline
▲ 0.50% · 4.625%
HK$115,218
+HK$5,769/mo
Deposit HK$13.64M · loan HK$20.47M · min. income ≈ HK$218,898/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,895
−HK$6,829/mo
▼ 0.25% · 3.875%
HK$112,283
−HK$3,441/mo
Today · 4.125%
HK$115,724
baseline
▲ 0.50% · 4.625%
HK$122,766
+HK$7,042/mo
Deposit HK$10.23M · loan HK$23.88M · min. income ≈ HK$231,448/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,145
−HK$6,545/mo
▼ 0.25% · 3.875%
HK$124,394
−HK$3,296/mo
Today · 4.125%
HK$127,690
baseline
▲ 0.50% · 4.625%
HK$134,421
+HK$6,731/mo
Deposit HK$10.23M · loan HK$23.88M · min. income ≈ HK$255,380/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,008
−HK$8,780/mo
▼ 0.25% · 3.875%
HK$144,363
−HK$4,425/mo
Today · 4.125%
HK$148,788
baseline
▲ 0.50% · 4.625%
HK$157,841
+HK$9,053/mo
Deposit HK$3.41M · loan HK$30.70M · min. income ≈ HK$297,576/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,758
−HK$8,415/mo
▼ 0.25% · 3.875%
HK$159,935
−HK$4,238/mo
Today · 4.125%
HK$164,173
baseline
▲ 0.50% · 4.625%
HK$172,827
+HK$8,654/mo
Deposit HK$3.41M · loan HK$30.70M · min. income ≈ HK$328,346/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,728 · Scale 2, in force from 26 Feb 2026)