LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,783
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$80,202
−HK$2,458/mo
Today · 4.125%
HK$82,660
baseline
▲ 0.50% · 4.625%
HK$87,690
+HK$5,030/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$165,320/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,449,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,533
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$88,853
−HK$2,355/mo
Today · 4.125%
HK$91,208
baseline
▲ 0.50% · 4.625%
HK$96,015
+HK$4,807/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$182,416/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,449,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,339
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$96,243
−HK$2,950/mo
Today · 4.125%
HK$99,193
baseline
▲ 0.50% · 4.625%
HK$105,228
+HK$6,035/mo
Deposit HK$13.64M · loan HK$20.47M · min. income ≈ HK$198,386/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,839
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$106,624
−HK$2,825/mo
Today · 4.125%
HK$109,449
baseline
▲ 0.50% · 4.625%
HK$115,218
+HK$5,769/mo
Deposit HK$13.64M · loan HK$20.47M · min. income ≈ HK$218,898/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,896
−HK$6,829/mo
▼ 0.25% · 3.875%
HK$112,283
−HK$3,442/mo
Today · 4.125%
HK$115,725
baseline
▲ 0.50% · 4.625%
HK$122,766
+HK$7,041/mo
Deposit HK$10.23M · loan HK$23.88M · min. income ≈ HK$231,450/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,146
−HK$6,545/mo
▼ 0.25% · 3.875%
HK$124,395
−HK$3,296/mo
Today · 4.125%
HK$127,691
baseline
▲ 0.50% · 4.625%
HK$134,421
+HK$6,730/mo
Deposit HK$10.23M · loan HK$23.88M · min. income ≈ HK$255,382/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,009
−HK$8,780/mo
▼ 0.25% · 3.875%
HK$144,364
−HK$4,425/mo
Today · 4.125%
HK$148,789
baseline
▲ 0.50% · 4.625%
HK$157,842
+HK$9,053/mo
Deposit HK$3.41M · loan HK$30.70M · min. income ≈ HK$297,578/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,759
−HK$8,415/mo
▼ 0.25% · 3.875%
HK$159,936
−HK$4,238/mo
Today · 4.125%
HK$164,174
baseline
▲ 0.50% · 4.625%
HK$172,828
+HK$8,654/mo
Deposit HK$3.41M · loan HK$30.70M · min. income ≈ HK$328,348/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,736 · Scale 2, in force from 26 Feb 2026)