LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,784
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,203
−HK$2,459/mo
Today · 4.125%
HK$82,662
baseline
▲ 0.50% · 4.625%
HK$87,691
+HK$5,029/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$165,324/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,449,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,534
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$88,855
−HK$2,354/mo
Today · 4.125%
HK$91,209
baseline
▲ 0.50% · 4.625%
HK$96,017
+HK$4,808/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$182,418/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,449,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,341
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$96,244
−HK$2,950/mo
Today · 4.125%
HK$99,194
baseline
▲ 0.50% · 4.625%
HK$105,230
+HK$6,036/mo
Deposit HK$13.64M · loan HK$20.47M · min. income ≈ HK$198,388/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,841
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$106,625
−HK$2,826/mo
Today · 4.125%
HK$109,451
baseline
▲ 0.50% · 4.625%
HK$115,220
+HK$5,769/mo
Deposit HK$13.64M · loan HK$20.47M · min. income ≈ HK$218,902/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,449,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,897
−HK$6,829/mo
▼ 0.25% · 3.875%
HK$112,285
−HK$3,441/mo
Today · 4.125%
HK$115,726
baseline
▲ 0.50% · 4.625%
HK$122,768
+HK$7,042/mo
Deposit HK$10.23M · loan HK$23.88M · min. income ≈ HK$231,452/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,147
−HK$6,546/mo
▼ 0.25% · 3.875%
HK$124,396
−HK$3,297/mo
Today · 4.125%
HK$127,693
baseline
▲ 0.50% · 4.625%
HK$134,423
+HK$6,730/mo
Deposit HK$10.23M · loan HK$23.88M · min. income ≈ HK$255,386/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,011
−HK$8,780/mo
▼ 0.25% · 3.875%
HK$144,366
−HK$4,425/mo
Today · 4.125%
HK$148,791
baseline
▲ 0.50% · 4.625%
HK$157,844
+HK$9,053/mo
Deposit HK$3.41M · loan HK$30.70M · min. income ≈ HK$297,582/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,761
−HK$8,415/mo
▼ 0.25% · 3.875%
HK$159,938
−HK$4,238/mo
Today · 4.125%
HK$164,176
baseline
▲ 0.50% · 4.625%
HK$172,830
+HK$8,654/mo
Deposit HK$3.41M · loan HK$30.70M · min. income ≈ HK$328,352/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,756 · Scale 2, in force from 26 Feb 2026)