LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,791
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,211
−HK$2,458/mo
Today · 4.125%
HK$82,669
baseline
▲ 0.50% · 4.625%
HK$87,699
+HK$5,030/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$165,338/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,449,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,542
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$88,863
−HK$2,354/mo
Today · 4.125%
HK$91,217
baseline
▲ 0.50% · 4.625%
HK$96,026
+HK$4,809/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$182,434/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,449,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,349
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$96,253
−HK$2,950/mo
Today · 4.125%
HK$99,203
baseline
▲ 0.50% · 4.625%
HK$105,239
+HK$6,036/mo
Deposit HK$13.65M · loan HK$20.47M · min. income ≈ HK$198,406/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,449,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,850
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$106,635
−HK$2,826/mo
Today · 4.125%
HK$109,461
baseline
▲ 0.50% · 4.625%
HK$115,231
+HK$5,770/mo
Deposit HK$13.65M · loan HK$20.47M · min. income ≈ HK$218,922/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,449,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,907
−HK$6,830/mo
▼ 0.25% · 3.875%
HK$112,295
−HK$3,442/mo
Today · 4.125%
HK$115,737
baseline
▲ 0.50% · 4.625%
HK$122,779
+HK$7,042/mo
Deposit HK$10.23M · loan HK$23.88M · min. income ≈ HK$231,474/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,158
−HK$6,546/mo
▼ 0.25% · 3.875%
HK$124,408
−HK$3,296/mo
Today · 4.125%
HK$127,704
baseline
▲ 0.50% · 4.625%
HK$134,436
+HK$6,732/mo
Deposit HK$10.23M · loan HK$23.88M · min. income ≈ HK$255,408/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,024
−HK$8,781/mo
▼ 0.25% · 3.875%
HK$144,379
−HK$4,426/mo
Today · 4.125%
HK$148,805
baseline
▲ 0.50% · 4.625%
HK$157,859
+HK$9,054/mo
Deposit HK$3.41M · loan HK$30.70M · min. income ≈ HK$297,610/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,775
−HK$8,416/mo
▼ 0.25% · 3.875%
HK$159,953
−HK$4,238/mo
Today · 4.125%
HK$164,191
baseline
▲ 0.50% · 4.625%
HK$172,846
+HK$8,655/mo
Deposit HK$3.41M · loan HK$30.70M · min. income ≈ HK$328,382/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,890 · Scale 2, in force from 26 Feb 2026)