LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,795
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,215
−HK$2,458/mo
Today · 4.125%
HK$82,673
baseline
▲ 0.50% · 4.625%
HK$87,704
+HK$5,031/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$165,346/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,449,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,546
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,867
−HK$2,355/mo
Today · 4.125%
HK$91,222
baseline
▲ 0.50% · 4.625%
HK$96,030
+HK$4,808/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$182,444/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,449,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,354
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$96,258
−HK$2,950/mo
Today · 4.125%
HK$99,208
baseline
▲ 0.50% · 4.625%
HK$105,244
+HK$6,036/mo
Deposit HK$13.65M · loan HK$20.47M · min. income ≈ HK$198,416/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,449,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,855
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$106,640
−HK$2,826/mo
Today · 4.125%
HK$109,466
baseline
▲ 0.50% · 4.625%
HK$115,236
+HK$5,770/mo
Deposit HK$13.65M · loan HK$20.47M · min. income ≈ HK$218,932/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,449,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,913
−HK$6,830/mo
▼ 0.25% · 3.875%
HK$112,301
−HK$3,442/mo
Today · 4.125%
HK$115,743
baseline
▲ 0.50% · 4.625%
HK$122,785
+HK$7,042/mo
Deposit HK$10.24M · loan HK$23.88M · min. income ≈ HK$231,486/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,164
−HK$6,546/mo
▼ 0.25% · 3.875%
HK$124,414
−HK$3,296/mo
Today · 4.125%
HK$127,710
baseline
▲ 0.50% · 4.625%
HK$134,442
+HK$6,732/mo
Deposit HK$10.24M · loan HK$23.88M · min. income ≈ HK$255,420/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,449,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,031
−HK$8,781/mo
▼ 0.25% · 3.875%
HK$144,386
−HK$4,426/mo
Today · 4.125%
HK$148,812
baseline
▲ 0.50% · 4.625%
HK$157,867
+HK$9,055/mo
Deposit HK$3.41M · loan HK$30.71M · min. income ≈ HK$297,624/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,783
−HK$8,416/mo
▼ 0.25% · 3.875%
HK$159,961
−HK$4,238/mo
Today · 4.125%
HK$164,199
baseline
▲ 0.50% · 4.625%
HK$172,854
+HK$8,655/mo
Deposit HK$3.41M · loan HK$30.71M · min. income ≈ HK$328,398/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,960 · Scale 2, in force from 26 Feb 2026)