LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,796
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$80,216
−HK$2,459/mo
Today · 4.125%
HK$82,675
baseline
▲ 0.50% · 4.625%
HK$87,705
+HK$5,030/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$165,350/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,449,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,548
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,869
−HK$2,355/mo
Today · 4.125%
HK$91,224
baseline
▲ 0.50% · 4.625%
HK$96,032
+HK$4,808/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$182,448/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,449,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,356
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$96,259
−HK$2,951/mo
Today · 4.125%
HK$99,210
baseline
▲ 0.50% · 4.625%
HK$105,246
+HK$6,036/mo
Deposit HK$13.65M · loan HK$20.47M · min. income ≈ HK$198,420/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,449,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,857
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$106,643
−HK$2,825/mo
Today · 4.125%
HK$109,468
baseline
▲ 0.50% · 4.625%
HK$115,238
+HK$5,770/mo
Deposit HK$13.65M · loan HK$20.47M · min. income ≈ HK$218,936/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,449,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,915
−HK$6,830/mo
▼ 0.25% · 3.875%
HK$112,303
−HK$3,442/mo
Today · 4.125%
HK$115,745
baseline
▲ 0.50% · 4.625%
HK$122,788
+HK$7,043/mo
Deposit HK$10.24M · loan HK$23.88M · min. income ≈ HK$231,490/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,449,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,167
−HK$6,546/mo
▼ 0.25% · 3.875%
HK$124,416
−HK$3,297/mo
Today · 4.125%
HK$127,713
baseline
▲ 0.50% · 4.625%
HK$134,445
+HK$6,732/mo
Deposit HK$10.24M · loan HK$23.88M · min. income ≈ HK$255,426/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,449,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,033
−HK$8,782/mo
▼ 0.25% · 3.875%
HK$144,389
−HK$4,426/mo
Today · 4.125%
HK$148,815
baseline
▲ 0.50% · 4.625%
HK$157,870
+HK$9,055/mo
Deposit HK$3.41M · loan HK$30.71M · min. income ≈ HK$297,630/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,786
−HK$8,416/mo
▼ 0.25% · 3.875%
HK$159,964
−HK$4,238/mo
Today · 4.125%
HK$164,202
baseline
▲ 0.50% · 4.625%
HK$172,858
+HK$8,656/mo
Deposit HK$3.41M · loan HK$30.71M · min. income ≈ HK$328,404/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,449,988 · Scale 2, in force from 26 Feb 2026)