LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,798
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$80,218
−HK$2,459/mo
Today · 4.125%
HK$82,677
baseline
▲ 0.50% · 4.625%
HK$87,707
+HK$5,030/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$165,354/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,450,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,550
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,871
−HK$2,355/mo
Today · 4.125%
HK$91,226
baseline
▲ 0.50% · 4.625%
HK$96,034
+HK$4,808/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$182,452/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,450,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,358
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$96,262
−HK$2,950/mo
Today · 4.125%
HK$99,212
baseline
▲ 0.50% · 4.625%
HK$105,249
+HK$6,037/mo
Deposit HK$13.65M · loan HK$20.47M · min. income ≈ HK$198,424/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,859
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$106,645
−HK$2,826/mo
Today · 4.125%
HK$109,471
baseline
▲ 0.50% · 4.625%
HK$115,241
+HK$5,770/mo
Deposit HK$13.65M · loan HK$20.47M · min. income ≈ HK$218,942/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,917
−HK$6,830/mo
▼ 0.25% · 3.875%
HK$112,305
−HK$3,442/mo
Today · 4.125%
HK$115,747
baseline
▲ 0.50% · 4.625%
HK$122,790
+HK$7,043/mo
Deposit HK$10.24M · loan HK$23.88M · min. income ≈ HK$231,494/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,169
−HK$6,547/mo
▼ 0.25% · 3.875%
HK$124,419
−HK$3,297/mo
Today · 4.125%
HK$127,716
baseline
▲ 0.50% · 4.625%
HK$134,448
+HK$6,732/mo
Deposit HK$10.24M · loan HK$23.88M · min. income ≈ HK$255,432/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,037
−HK$8,781/mo
▼ 0.25% · 3.875%
HK$144,392
−HK$4,426/mo
Today · 4.125%
HK$148,818
baseline
▲ 0.50% · 4.625%
HK$157,873
+HK$9,055/mo
Deposit HK$3.41M · loan HK$30.71M · min. income ≈ HK$297,636/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,789
−HK$8,417/mo
▼ 0.25% · 3.875%
HK$159,967
−HK$4,239/mo
Today · 4.125%
HK$164,206
baseline
▲ 0.50% · 4.625%
HK$172,862
+HK$8,656/mo
Deposit HK$3.41M · loan HK$30.71M · min. income ≈ HK$328,412/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,021 · Scale 2, in force from 26 Feb 2026)