LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,803
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$80,223
−HK$2,459/mo
Today · 4.125%
HK$82,682
baseline
▲ 0.50% · 4.625%
HK$87,713
+HK$5,031/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$165,364/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,450,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,555
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,876
−HK$2,355/mo
Today · 4.125%
HK$91,231
baseline
▲ 0.50% · 4.625%
HK$96,040
+HK$4,809/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$182,462/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,450,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,364
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$96,268
−HK$2,950/mo
Today · 4.125%
HK$99,218
baseline
▲ 0.50% · 4.625%
HK$105,256
+HK$6,038/mo
Deposit HK$13.65M · loan HK$20.47M · min. income ≈ HK$198,436/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,866
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$106,652
−HK$2,826/mo
Today · 4.125%
HK$109,478
baseline
▲ 0.50% · 4.625%
HK$115,248
+HK$5,770/mo
Deposit HK$13.65M · loan HK$20.47M · min. income ≈ HK$218,956/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,924
−HK$6,831/mo
▼ 0.25% · 3.875%
HK$112,312
−HK$3,443/mo
Today · 4.125%
HK$115,755
baseline
▲ 0.50% · 4.625%
HK$122,798
+HK$7,043/mo
Deposit HK$10.24M · loan HK$23.88M · min. income ≈ HK$231,510/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,177
−HK$6,547/mo
▼ 0.25% · 3.875%
HK$124,427
−HK$3,297/mo
Today · 4.125%
HK$127,724
baseline
▲ 0.50% · 4.625%
HK$134,456
+HK$6,732/mo
Deposit HK$10.24M · loan HK$23.88M · min. income ≈ HK$255,448/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,045
−HK$8,782/mo
▼ 0.25% · 3.875%
HK$144,402
−HK$4,425/mo
Today · 4.125%
HK$148,827
baseline
▲ 0.50% · 4.625%
HK$157,883
+HK$9,056/mo
Deposit HK$3.41M · loan HK$30.71M · min. income ≈ HK$297,654/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,799
−HK$8,417/mo
▼ 0.25% · 3.875%
HK$159,978
−HK$4,238/mo
Today · 4.125%
HK$164,216
baseline
▲ 0.50% · 4.625%
HK$172,873
+HK$8,657/mo
Deposit HK$3.41M · loan HK$30.71M · min. income ≈ HK$328,432/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,113 · Scale 2, in force from 26 Feb 2026)