LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,811
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$80,231
−HK$2,459/mo
Today · 4.125%
HK$82,690
baseline
▲ 0.50% · 4.625%
HK$87,722
+HK$5,032/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$165,380/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,450,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,564
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,885
−HK$2,355/mo
Today · 4.125%
HK$91,240
baseline
▲ 0.50% · 4.625%
HK$96,050
+HK$4,810/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$182,480/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,450,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,373
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$96,277
−HK$2,951/mo
Today · 4.125%
HK$99,228
baseline
▲ 0.50% · 4.625%
HK$105,266
+HK$6,038/mo
Deposit HK$13.65M · loan HK$20.47M · min. income ≈ HK$198,456/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,876
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$106,662
−HK$2,826/mo
Today · 4.125%
HK$109,488
baseline
▲ 0.50% · 4.625%
HK$115,260
+HK$5,772/mo
Deposit HK$13.65M · loan HK$20.47M · min. income ≈ HK$218,976/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,935
−HK$6,831/mo
▼ 0.25% · 3.875%
HK$112,324
−HK$3,442/mo
Today · 4.125%
HK$115,766
baseline
▲ 0.50% · 4.625%
HK$122,810
+HK$7,044/mo
Deposit HK$10.24M · loan HK$23.89M · min. income ≈ HK$231,532/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,189
−HK$6,548/mo
▼ 0.25% · 3.875%
HK$124,439
−HK$3,298/mo
Today · 4.125%
HK$127,737
baseline
▲ 0.50% · 4.625%
HK$134,470
+HK$6,733/mo
Deposit HK$10.24M · loan HK$23.89M · min. income ≈ HK$255,474/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,059
−HK$8,783/mo
▼ 0.25% · 3.875%
HK$144,416
−HK$4,426/mo
Today · 4.125%
HK$148,842
baseline
▲ 0.50% · 4.625%
HK$157,899
+HK$9,057/mo
Deposit HK$3.41M · loan HK$30.71M · min. income ≈ HK$297,684/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,815
−HK$8,418/mo
▼ 0.25% · 3.875%
HK$159,993
−HK$4,240/mo
Today · 4.125%
HK$164,233
baseline
▲ 0.50% · 4.625%
HK$172,890
+HK$8,657/mo
Deposit HK$3.41M · loan HK$30.71M · min. income ≈ HK$328,466/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,257 · Scale 2, in force from 26 Feb 2026)