LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,814
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$80,235
−HK$2,459/mo
Today · 4.125%
HK$82,694
baseline
▲ 0.50% · 4.625%
HK$87,726
+HK$5,032/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$165,388/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,450,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,568
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$88,889
−HK$2,356/mo
Today · 4.125%
HK$91,245
baseline
▲ 0.50% · 4.625%
HK$96,054
+HK$4,809/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$182,490/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,450,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,377
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$96,282
−HK$2,951/mo
Today · 4.125%
HK$99,233
baseline
▲ 0.50% · 4.625%
HK$105,271
+HK$6,038/mo
Deposit HK$13.65M · loan HK$20.48M · min. income ≈ HK$198,466/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,881
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$106,667
−HK$2,827/mo
Today · 4.125%
HK$109,494
baseline
▲ 0.50% · 4.625%
HK$115,265
+HK$5,771/mo
Deposit HK$13.65M · loan HK$20.48M · min. income ≈ HK$218,988/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,940
−HK$6,832/mo
▼ 0.25% · 3.875%
HK$112,329
−HK$3,443/mo
Today · 4.125%
HK$115,772
baseline
▲ 0.50% · 4.625%
HK$122,816
+HK$7,044/mo
Deposit HK$10.24M · loan HK$23.89M · min. income ≈ HK$231,544/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,195
−HK$6,548/mo
▼ 0.25% · 3.875%
HK$124,445
−HK$3,298/mo
Today · 4.125%
HK$127,743
baseline
▲ 0.50% · 4.625%
HK$134,476
+HK$6,733/mo
Deposit HK$10.24M · loan HK$23.89M · min. income ≈ HK$255,486/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,066
−HK$8,783/mo
▼ 0.25% · 3.875%
HK$144,423
−HK$4,426/mo
Today · 4.125%
HK$148,849
baseline
▲ 0.50% · 4.625%
HK$157,906
+HK$9,057/mo
Deposit HK$3.41M · loan HK$30.71M · min. income ≈ HK$297,698/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,822
−HK$8,418/mo
▼ 0.25% · 3.875%
HK$160,001
−HK$4,239/mo
Today · 4.125%
HK$164,240
baseline
▲ 0.50% · 4.625%
HK$172,898
+HK$8,658/mo
Deposit HK$3.41M · loan HK$30.71M · min. income ≈ HK$328,480/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,324 · Scale 2, in force from 26 Feb 2026)