LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,816
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$80,237
−HK$2,459/mo
Today · 4.125%
HK$82,696
baseline
▲ 0.50% · 4.625%
HK$87,728
+HK$5,032/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$165,392/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,450,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,570
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$88,891
−HK$2,356/mo
Today · 4.125%
HK$91,247
baseline
▲ 0.50% · 4.625%
HK$96,057
+HK$4,810/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$182,494/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,450,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,379
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$96,284
−HK$2,951/mo
Today · 4.125%
HK$99,235
baseline
▲ 0.50% · 4.625%
HK$105,273
+HK$6,038/mo
Deposit HK$13.65M · loan HK$20.48M · min. income ≈ HK$198,470/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,884
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$106,670
−HK$2,826/mo
Today · 4.125%
HK$109,496
baseline
▲ 0.50% · 4.625%
HK$115,268
+HK$5,772/mo
Deposit HK$13.65M · loan HK$20.48M · min. income ≈ HK$218,992/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,943
−HK$6,831/mo
▼ 0.25% · 3.875%
HK$112,331
−HK$3,443/mo
Today · 4.125%
HK$115,774
baseline
▲ 0.50% · 4.625%
HK$122,819
+HK$7,045/mo
Deposit HK$10.24M · loan HK$23.89M · min. income ≈ HK$231,548/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,198
−HK$6,547/mo
▼ 0.25% · 3.875%
HK$124,448
−HK$3,297/mo
Today · 4.125%
HK$127,745
baseline
▲ 0.50% · 4.625%
HK$134,479
+HK$6,734/mo
Deposit HK$10.24M · loan HK$23.89M · min. income ≈ HK$255,490/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,069
−HK$8,784/mo
▼ 0.25% · 3.875%
HK$144,426
−HK$4,427/mo
Today · 4.125%
HK$148,853
baseline
▲ 0.50% · 4.625%
HK$157,910
+HK$9,057/mo
Deposit HK$3.41M · loan HK$30.71M · min. income ≈ HK$297,706/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,825
−HK$8,419/mo
▼ 0.25% · 3.875%
HK$160,005
−HK$4,239/mo
Today · 4.125%
HK$164,244
baseline
▲ 0.50% · 4.625%
HK$172,902
+HK$8,658/mo
Deposit HK$3.41M · loan HK$30.71M · min. income ≈ HK$328,488/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,357 · Scale 2, in force from 26 Feb 2026)