LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,822
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$80,243
−HK$2,460/mo
Today · 4.125%
HK$82,703
baseline
▲ 0.50% · 4.625%
HK$87,735
+HK$5,032/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$165,406/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,450,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,577
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$88,899
−HK$2,355/mo
Today · 4.125%
HK$91,254
baseline
▲ 0.50% · 4.625%
HK$96,064
+HK$4,810/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$182,508/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,450,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,387
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$96,292
−HK$2,951/mo
Today · 4.125%
HK$99,243
baseline
▲ 0.50% · 4.625%
HK$105,282
+HK$6,039/mo
Deposit HK$13.65M · loan HK$20.48M · min. income ≈ HK$198,486/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,892
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$106,678
−HK$2,827/mo
Today · 4.125%
HK$109,505
baseline
▲ 0.50% · 4.625%
HK$115,277
+HK$5,772/mo
Deposit HK$13.65M · loan HK$20.48M · min. income ≈ HK$219,010/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,951
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$112,340
−HK$3,444/mo
Today · 4.125%
HK$115,784
baseline
▲ 0.50% · 4.625%
HK$122,829
+HK$7,045/mo
Deposit HK$10.24M · loan HK$23.89M · min. income ≈ HK$231,568/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,207
−HK$6,549/mo
▼ 0.25% · 3.875%
HK$124,458
−HK$3,298/mo
Today · 4.125%
HK$127,756
baseline
▲ 0.50% · 4.625%
HK$134,490
+HK$6,734/mo
Deposit HK$10.24M · loan HK$23.89M · min. income ≈ HK$255,512/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,080
−HK$8,785/mo
▼ 0.25% · 3.875%
HK$144,438
−HK$4,427/mo
Today · 4.125%
HK$148,865
baseline
▲ 0.50% · 4.625%
HK$157,923
+HK$9,058/mo
Deposit HK$3.41M · loan HK$30.72M · min. income ≈ HK$297,730/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,838
−HK$8,420/mo
▼ 0.25% · 3.875%
HK$160,018
−HK$4,240/mo
Today · 4.125%
HK$164,258
baseline
▲ 0.50% · 4.625%
HK$172,916
+HK$8,658/mo
Deposit HK$3.41M · loan HK$30.72M · min. income ≈ HK$328,516/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,475 · Scale 2, in force from 26 Feb 2026)