LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,825
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$80,246
−HK$2,459/mo
Today · 4.125%
HK$82,705
baseline
▲ 0.50% · 4.625%
HK$87,738
+HK$5,033/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$165,410/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,450,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,580
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$88,902
−HK$2,355/mo
Today · 4.125%
HK$91,257
baseline
▲ 0.50% · 4.625%
HK$96,068
+HK$4,811/mo
Deposit HK$17.06M · loan HK$17.06M · min. income ≈ HK$182,514/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,450,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,390
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$96,295
−HK$2,952/mo
Today · 4.125%
HK$99,247
baseline
▲ 0.50% · 4.625%
HK$105,285
+HK$6,038/mo
Deposit HK$13.65M · loan HK$20.48M · min. income ≈ HK$198,494/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,896
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$106,682
−HK$2,827/mo
Today · 4.125%
HK$109,509
baseline
▲ 0.50% · 4.625%
HK$115,281
+HK$5,772/mo
Deposit HK$13.65M · loan HK$20.48M · min. income ≈ HK$219,018/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,955
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$112,344
−HK$3,444/mo
Today · 4.125%
HK$115,788
baseline
▲ 0.50% · 4.625%
HK$122,833
+HK$7,045/mo
Deposit HK$10.24M · loan HK$23.89M · min. income ≈ HK$231,576/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,212
−HK$6,548/mo
▼ 0.25% · 3.875%
HK$124,462
−HK$3,298/mo
Today · 4.125%
HK$127,760
baseline
▲ 0.50% · 4.625%
HK$134,495
+HK$6,735/mo
Deposit HK$10.24M · loan HK$23.89M · min. income ≈ HK$255,520/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,085
−HK$8,785/mo
▼ 0.25% · 3.875%
HK$144,443
−HK$4,427/mo
Today · 4.125%
HK$148,870
baseline
▲ 0.50% · 4.625%
HK$157,928
+HK$9,058/mo
Deposit HK$3.41M · loan HK$30.72M · min. income ≈ HK$297,740/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,843
−HK$8,420/mo
▼ 0.25% · 3.875%
HK$160,023
−HK$4,240/mo
Today · 4.125%
HK$164,263
baseline
▲ 0.50% · 4.625%
HK$172,922
+HK$8,659/mo
Deposit HK$3.41M · loan HK$30.72M · min. income ≈ HK$328,526/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,525 · Scale 2, in force from 26 Feb 2026)