LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,828
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$80,249
−HK$2,459/mo
Today · 4.125%
HK$82,708
baseline
▲ 0.50% · 4.625%
HK$87,741
+HK$5,033/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$165,416/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,450,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,583
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$88,905
−HK$2,356/mo
Today · 4.125%
HK$91,261
baseline
▲ 0.50% · 4.625%
HK$96,071
+HK$4,810/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$182,522/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,450,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,394
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$96,299
−HK$2,951/mo
Today · 4.125%
HK$99,250
baseline
▲ 0.50% · 4.625%
HK$105,289
+HK$6,039/mo
Deposit HK$13.65M · loan HK$20.48M · min. income ≈ HK$198,500/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,899
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$106,686
−HK$2,827/mo
Today · 4.125%
HK$109,513
baseline
▲ 0.50% · 4.625%
HK$115,285
+HK$5,772/mo
Deposit HK$13.65M · loan HK$20.48M · min. income ≈ HK$219,026/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,959
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$112,348
−HK$3,444/mo
Today · 4.125%
HK$115,792
baseline
▲ 0.50% · 4.625%
HK$122,837
+HK$7,045/mo
Deposit HK$10.24M · loan HK$23.89M · min. income ≈ HK$231,584/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,216
−HK$6,549/mo
▼ 0.25% · 3.875%
HK$124,467
−HK$3,298/mo
Today · 4.125%
HK$127,765
baseline
▲ 0.50% · 4.625%
HK$134,500
+HK$6,735/mo
Deposit HK$10.24M · loan HK$23.89M · min. income ≈ HK$255,530/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,090
−HK$8,785/mo
▼ 0.25% · 3.875%
HK$144,448
−HK$4,427/mo
Today · 4.125%
HK$148,875
baseline
▲ 0.50% · 4.625%
HK$157,934
+HK$9,059/mo
Deposit HK$3.41M · loan HK$30.72M · min. income ≈ HK$297,750/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,849
−HK$8,420/mo
▼ 0.25% · 3.875%
HK$160,029
−HK$4,240/mo
Today · 4.125%
HK$164,269
baseline
▲ 0.50% · 4.625%
HK$172,928
+HK$8,659/mo
Deposit HK$3.41M · loan HK$30.72M · min. income ≈ HK$328,538/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,577 · Scale 2, in force from 26 Feb 2026)