LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,834
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$80,255
−HK$2,460/mo
Today · 4.125%
HK$82,715
baseline
▲ 0.50% · 4.625%
HK$87,748
+HK$5,033/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$165,430/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,450,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,589
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,912
−HK$2,356/mo
Today · 4.125%
HK$91,268
baseline
▲ 0.50% · 4.625%
HK$96,078
+HK$4,810/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$182,536/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,450,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,401
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$96,306
−HK$2,952/mo
Today · 4.125%
HK$99,258
baseline
▲ 0.50% · 4.625%
HK$105,297
+HK$6,039/mo
Deposit HK$13.65M · loan HK$20.48M · min. income ≈ HK$198,516/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,907
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$106,694
−HK$2,827/mo
Today · 4.125%
HK$109,521
baseline
▲ 0.50% · 4.625%
HK$115,294
+HK$5,773/mo
Deposit HK$13.65M · loan HK$20.48M · min. income ≈ HK$219,042/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,967
−HK$6,834/mo
▼ 0.25% · 3.875%
HK$112,357
−HK$3,444/mo
Today · 4.125%
HK$115,801
baseline
▲ 0.50% · 4.625%
HK$122,847
+HK$7,046/mo
Deposit HK$10.24M · loan HK$23.89M · min. income ≈ HK$231,602/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,225
−HK$6,550/mo
▼ 0.25% · 3.875%
HK$124,476
−HK$3,299/mo
Today · 4.125%
HK$127,775
baseline
▲ 0.50% · 4.625%
HK$134,510
+HK$6,735/mo
Deposit HK$10.24M · loan HK$23.89M · min. income ≈ HK$255,550/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,101
−HK$8,786/mo
▼ 0.25% · 3.875%
HK$144,459
−HK$4,428/mo
Today · 4.125%
HK$148,887
baseline
▲ 0.50% · 4.625%
HK$157,946
+HK$9,059/mo
Deposit HK$3.41M · loan HK$30.72M · min. income ≈ HK$297,774/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,861
−HK$8,421/mo
▼ 0.25% · 3.875%
HK$160,041
−HK$4,241/mo
Today · 4.125%
HK$164,282
baseline
▲ 0.50% · 4.625%
HK$172,941
+HK$8,659/mo
Deposit HK$3.41M · loan HK$30.72M · min. income ≈ HK$328,564/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,689 · Scale 2, in force from 26 Feb 2026)