LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,836
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$80,257
−HK$2,460/mo
Today · 4.125%
HK$82,717
baseline
▲ 0.50% · 4.625%
HK$87,750
+HK$5,033/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$165,434/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,450,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,591
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,914
−HK$2,356/mo
Today · 4.125%
HK$91,270
baseline
▲ 0.50% · 4.625%
HK$96,081
+HK$4,811/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$182,540/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,450,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,403
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$96,308
−HK$2,952/mo
Today · 4.125%
HK$99,260
baseline
▲ 0.50% · 4.625%
HK$105,300
+HK$6,040/mo
Deposit HK$13.65M · loan HK$20.48M · min. income ≈ HK$198,520/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,910
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$106,697
−HK$2,827/mo
Today · 4.125%
HK$109,524
baseline
▲ 0.50% · 4.625%
HK$115,297
+HK$5,773/mo
Deposit HK$13.65M · loan HK$20.48M · min. income ≈ HK$219,048/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,450,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,970
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$112,360
−HK$3,443/mo
Today · 4.125%
HK$115,803
baseline
▲ 0.50% · 4.625%
HK$122,850
+HK$7,047/mo
Deposit HK$10.24M · loan HK$23.89M · min. income ≈ HK$231,606/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,228
−HK$6,550/mo
▼ 0.25% · 3.875%
HK$124,479
−HK$3,299/mo
Today · 4.125%
HK$127,778
baseline
▲ 0.50% · 4.625%
HK$134,513
+HK$6,735/mo
Deposit HK$10.24M · loan HK$23.89M · min. income ≈ HK$255,556/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,104
−HK$8,786/mo
▼ 0.25% · 3.875%
HK$144,462
−HK$4,428/mo
Today · 4.125%
HK$148,890
baseline
▲ 0.50% · 4.625%
HK$157,950
+HK$9,060/mo
Deposit HK$3.41M · loan HK$30.72M · min. income ≈ HK$297,780/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,865
−HK$8,421/mo
▼ 0.25% · 3.875%
HK$160,045
−HK$4,241/mo
Today · 4.125%
HK$164,286
baseline
▲ 0.50% · 4.625%
HK$172,945
+HK$8,659/mo
Deposit HK$3.41M · loan HK$30.72M · min. income ≈ HK$328,572/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,723 · Scale 2, in force from 26 Feb 2026)