LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,838
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,260
−HK$2,460/mo
Today · 4.125%
HK$82,720
baseline
▲ 0.50% · 4.625%
HK$87,753
+HK$5,033/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$165,440/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,450,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,595
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$88,917
−HK$2,356/mo
Today · 4.125%
HK$91,273
baseline
▲ 0.50% · 4.625%
HK$96,084
+HK$4,811/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$182,546/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,450,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,406
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$96,312
−HK$2,952/mo
Today · 4.125%
HK$99,264
baseline
▲ 0.50% · 4.625%
HK$105,304
+HK$6,040/mo
Deposit HK$13.65M · loan HK$20.48M · min. income ≈ HK$198,528/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,450,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,913
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$106,700
−HK$2,828/mo
Today · 4.125%
HK$109,528
baseline
▲ 0.50% · 4.625%
HK$115,301
+HK$5,773/mo
Deposit HK$13.65M · loan HK$20.48M · min. income ≈ HK$219,056/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,450,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,974
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$112,364
−HK$3,443/mo
Today · 4.125%
HK$115,807
baseline
▲ 0.50% · 4.625%
HK$122,854
+HK$7,047/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$231,614/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,232
−HK$6,550/mo
▼ 0.25% · 3.875%
HK$124,484
−HK$3,298/mo
Today · 4.125%
HK$127,782
baseline
▲ 0.50% · 4.625%
HK$134,518
+HK$6,736/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$255,564/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,109
−HK$8,786/mo
▼ 0.25% · 3.875%
HK$144,467
−HK$4,428/mo
Today · 4.125%
HK$148,895
baseline
▲ 0.50% · 4.625%
HK$157,955
+HK$9,060/mo
Deposit HK$3.41M · loan HK$30.72M · min. income ≈ HK$297,790/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,870
−HK$8,421/mo
▼ 0.25% · 3.875%
HK$160,050
−HK$4,241/mo
Today · 4.125%
HK$164,291
baseline
▲ 0.50% · 4.625%
HK$172,951
+HK$8,660/mo
Deposit HK$3.41M · loan HK$30.72M · min. income ≈ HK$328,582/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,774 · Scale 2, in force from 26 Feb 2026)