LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,844
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$80,265
−HK$2,460/mo
Today · 4.125%
HK$82,725
baseline
▲ 0.50% · 4.625%
HK$87,759
+HK$5,034/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$165,450/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,450,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,600
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,923
−HK$2,356/mo
Today · 4.125%
HK$91,279
baseline
▲ 0.50% · 4.625%
HK$96,091
+HK$4,812/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$182,558/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,450,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,412
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$96,318
−HK$2,952/mo
Today · 4.125%
HK$99,270
baseline
▲ 0.50% · 4.625%
HK$105,311
+HK$6,041/mo
Deposit HK$13.66M · loan HK$20.48M · min. income ≈ HK$198,540/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,450,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,920
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$106,708
−HK$2,827/mo
Today · 4.125%
HK$109,535
baseline
▲ 0.50% · 4.625%
HK$115,309
+HK$5,774/mo
Deposit HK$13.66M · loan HK$20.48M · min. income ≈ HK$219,070/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,450,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,981
−HK$6,834/mo
▼ 0.25% · 3.875%
HK$112,371
−HK$3,444/mo
Today · 4.125%
HK$115,815
baseline
▲ 0.50% · 4.625%
HK$122,862
+HK$7,047/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$231,630/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,241
−HK$6,550/mo
▼ 0.25% · 3.875%
HK$124,492
−HK$3,299/mo
Today · 4.125%
HK$127,791
baseline
▲ 0.50% · 4.625%
HK$134,527
+HK$6,736/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$255,582/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,119
−HK$8,786/mo
▼ 0.25% · 3.875%
HK$144,477
−HK$4,428/mo
Today · 4.125%
HK$148,905
baseline
▲ 0.50% · 4.625%
HK$157,966
+HK$9,061/mo
Deposit HK$3.41M · loan HK$30.72M · min. income ≈ HK$297,810/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,881
−HK$8,421/mo
▼ 0.25% · 3.875%
HK$160,061
−HK$4,241/mo
Today · 4.125%
HK$164,302
baseline
▲ 0.50% · 4.625%
HK$172,963
+HK$8,661/mo
Deposit HK$3.41M · loan HK$30.72M · min. income ≈ HK$328,604/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,872 · Scale 2, in force from 26 Feb 2026)