LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,846
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,268
−HK$2,460/mo
Today · 4.125%
HK$82,728
baseline
▲ 0.50% · 4.625%
HK$87,762
+HK$5,034/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$165,456/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,450,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,603
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,926
−HK$2,356/mo
Today · 4.125%
HK$91,282
baseline
▲ 0.50% · 4.625%
HK$96,094
+HK$4,812/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$182,564/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,450,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,416
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$96,321
−HK$2,952/mo
Today · 4.125%
HK$99,273
baseline
▲ 0.50% · 4.625%
HK$105,314
+HK$6,041/mo
Deposit HK$13.66M · loan HK$20.48M · min. income ≈ HK$198,546/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,450,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,924
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$106,711
−HK$2,828/mo
Today · 4.125%
HK$109,539
baseline
▲ 0.50% · 4.625%
HK$115,312
+HK$5,773/mo
Deposit HK$13.66M · loan HK$20.48M · min. income ≈ HK$219,078/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,450,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,985
−HK$6,834/mo
▼ 0.25% · 3.875%
HK$112,375
−HK$3,444/mo
Today · 4.125%
HK$115,819
baseline
▲ 0.50% · 4.625%
HK$122,866
+HK$7,047/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$231,638/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,244
−HK$6,551/mo
▼ 0.25% · 3.875%
HK$124,496
−HK$3,299/mo
Today · 4.125%
HK$127,795
baseline
▲ 0.50% · 4.625%
HK$134,531
+HK$6,736/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$255,590/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,123
−HK$8,787/mo
▼ 0.25% · 3.875%
HK$144,482
−HK$4,428/mo
Today · 4.125%
HK$148,910
baseline
▲ 0.50% · 4.625%
HK$157,971
+HK$9,061/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$297,820/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,886
−HK$8,422/mo
▼ 0.25% · 3.875%
HK$160,067
−HK$4,241/mo
Today · 4.125%
HK$164,308
baseline
▲ 0.50% · 4.625%
HK$172,969
+HK$8,661/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$328,616/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,919 · Scale 2, in force from 26 Feb 2026)