LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,848
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$80,269
−HK$2,460/mo
Today · 4.125%
HK$82,729
baseline
▲ 0.50% · 4.625%
HK$87,763
+HK$5,034/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$165,458/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,450,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,605
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,927
−HK$2,357/mo
Today · 4.125%
HK$91,284
baseline
▲ 0.50% · 4.625%
HK$96,095
+HK$4,811/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$182,568/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,450,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,417
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$96,323
−HK$2,952/mo
Today · 4.125%
HK$99,275
baseline
▲ 0.50% · 4.625%
HK$105,316
+HK$6,041/mo
Deposit HK$13.66M · loan HK$20.48M · min. income ≈ HK$198,550/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,450,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,926
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$106,713
−HK$2,827/mo
Today · 4.125%
HK$109,540
baseline
▲ 0.50% · 4.625%
HK$115,314
+HK$5,774/mo
Deposit HK$13.66M · loan HK$20.48M · min. income ≈ HK$219,080/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,450,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,987
−HK$6,834/mo
▼ 0.25% · 3.875%
HK$112,377
−HK$3,444/mo
Today · 4.125%
HK$115,821
baseline
▲ 0.50% · 4.625%
HK$122,869
+HK$7,048/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$231,642/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,247
−HK$6,550/mo
▼ 0.25% · 3.875%
HK$124,498
−HK$3,299/mo
Today · 4.125%
HK$127,797
baseline
▲ 0.50% · 4.625%
HK$134,534
+HK$6,737/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$255,594/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,126
−HK$8,787/mo
▼ 0.25% · 3.875%
HK$144,484
−HK$4,429/mo
Today · 4.125%
HK$148,913
baseline
▲ 0.50% · 4.625%
HK$157,974
+HK$9,061/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$297,826/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,889
−HK$8,422/mo
▼ 0.25% · 3.875%
HK$160,069
−HK$4,242/mo
Today · 4.125%
HK$164,311
baseline
▲ 0.50% · 4.625%
HK$172,972
+HK$8,661/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$328,622/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,450,945 · Scale 2, in force from 26 Feb 2026)