LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,850
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,271
−HK$2,461/mo
Today · 4.125%
HK$82,732
baseline
▲ 0.50% · 4.625%
HK$87,766
+HK$5,034/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$165,464/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,450,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,607
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,930
−HK$2,356/mo
Today · 4.125%
HK$91,286
baseline
▲ 0.50% · 4.625%
HK$96,098
+HK$4,812/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$182,572/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,450,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,420
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$96,326
−HK$2,952/mo
Today · 4.125%
HK$99,278
baseline
▲ 0.50% · 4.625%
HK$105,319
+HK$6,041/mo
Deposit HK$13.66M · loan HK$20.48M · min. income ≈ HK$198,556/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,450,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,928
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$106,716
−HK$2,827/mo
Today · 4.125%
HK$109,543
baseline
▲ 0.50% · 4.625%
HK$115,318
+HK$5,775/mo
Deposit HK$13.66M · loan HK$20.48M · min. income ≈ HK$219,086/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,450,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,990
−HK$6,834/mo
▼ 0.25% · 3.875%
HK$112,380
−HK$3,444/mo
Today · 4.125%
HK$115,824
baseline
▲ 0.50% · 4.625%
HK$122,872
+HK$7,048/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$231,648/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,250
−HK$6,551/mo
▼ 0.25% · 3.875%
HK$124,502
−HK$3,299/mo
Today · 4.125%
HK$127,801
baseline
▲ 0.50% · 4.625%
HK$134,537
+HK$6,736/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$255,602/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,130
−HK$8,787/mo
▼ 0.25% · 3.875%
HK$144,488
−HK$4,429/mo
Today · 4.125%
HK$148,917
baseline
▲ 0.50% · 4.625%
HK$157,978
+HK$9,061/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$297,834/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,450,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,893
−HK$8,422/mo
▼ 0.25% · 3.875%
HK$160,074
−HK$4,241/mo
Today · 4.125%
HK$164,315
baseline
▲ 0.50% · 4.625%
HK$172,976
+HK$8,661/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$328,630/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,450,984 · Scale 2, in force from 26 Feb 2026)