LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,852
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,274
−HK$2,460/mo
Today · 4.125%
HK$82,734
baseline
▲ 0.50% · 4.625%
HK$87,768
+HK$5,034/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$165,468/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,451,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,610
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,932
−HK$2,357/mo
Today · 4.125%
HK$91,289
baseline
▲ 0.50% · 4.625%
HK$96,101
+HK$4,812/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$182,578/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,451,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,423
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$96,328
−HK$2,953/mo
Today · 4.125%
HK$99,281
baseline
▲ 0.50% · 4.625%
HK$105,322
+HK$6,041/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$198,562/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,932
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$106,719
−HK$2,828/mo
Today · 4.125%
HK$109,547
baseline
▲ 0.50% · 4.625%
HK$115,321
+HK$5,774/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$219,094/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,993
−HK$6,835/mo
▼ 0.25% · 3.875%
HK$112,383
−HK$3,445/mo
Today · 4.125%
HK$115,828
baseline
▲ 0.50% · 4.625%
HK$122,876
+HK$7,048/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$231,656/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,451,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,254
−HK$6,550/mo
▼ 0.25% · 3.875%
HK$124,505
−HK$3,299/mo
Today · 4.125%
HK$127,804
baseline
▲ 0.50% · 4.625%
HK$134,541
+HK$6,737/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$255,608/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,451,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,134
−HK$8,787/mo
▼ 0.25% · 3.875%
HK$144,493
−HK$4,428/mo
Today · 4.125%
HK$148,921
baseline
▲ 0.50% · 4.625%
HK$157,983
+HK$9,062/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$297,842/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,897
−HK$8,423/mo
▼ 0.25% · 3.875%
HK$160,078
−HK$4,242/mo
Today · 4.125%
HK$164,320
baseline
▲ 0.50% · 4.625%
HK$172,982
+HK$8,662/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$328,640/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,027 · Scale 2, in force from 26 Feb 2026)