LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,854
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,275
−HK$2,461/mo
Today · 4.125%
HK$82,736
baseline
▲ 0.50% · 4.625%
HK$87,770
+HK$5,034/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$165,472/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,451,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,611
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,934
−HK$2,357/mo
Today · 4.125%
HK$91,291
baseline
▲ 0.50% · 4.625%
HK$96,103
+HK$4,812/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$182,582/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,451,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,424
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$96,330
−HK$2,953/mo
Today · 4.125%
HK$99,283
baseline
▲ 0.50% · 4.625%
HK$105,324
+HK$6,041/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$198,566/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,934
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$106,721
−HK$2,828/mo
Today · 4.125%
HK$109,549
baseline
▲ 0.50% · 4.625%
HK$115,323
+HK$5,774/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$219,098/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,995
−HK$6,835/mo
▼ 0.25% · 3.875%
HK$112,385
−HK$3,445/mo
Today · 4.125%
HK$115,830
baseline
▲ 0.50% · 4.625%
HK$122,878
+HK$7,048/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$231,660/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,451,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,256
−HK$6,551/mo
▼ 0.25% · 3.875%
HK$124,508
−HK$3,299/mo
Today · 4.125%
HK$127,807
baseline
▲ 0.50% · 4.625%
HK$134,544
+HK$6,737/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$255,614/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,451,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,136
−HK$8,788/mo
▼ 0.25% · 3.875%
HK$144,495
−HK$4,429/mo
Today · 4.125%
HK$148,924
baseline
▲ 0.50% · 4.625%
HK$157,986
+HK$9,062/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$297,848/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,900
−HK$8,423/mo
▼ 0.25% · 3.875%
HK$160,082
−HK$4,241/mo
Today · 4.125%
HK$164,323
baseline
▲ 0.50% · 4.625%
HK$172,985
+HK$8,662/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$328,646/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,055 · Scale 2, in force from 26 Feb 2026)