LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,854
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$80,276
−HK$2,461/mo
Today · 4.125%
HK$82,737
baseline
▲ 0.50% · 4.625%
HK$87,771
+HK$5,034/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$165,474/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,451,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,612
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,935
−HK$2,357/mo
Today · 4.125%
HK$91,292
baseline
▲ 0.50% · 4.625%
HK$96,104
+HK$4,812/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$182,584/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,451,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,425
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$96,331
−HK$2,953/mo
Today · 4.125%
HK$99,284
baseline
▲ 0.50% · 4.625%
HK$105,325
+HK$6,041/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$198,568/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,935
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$106,722
−HK$2,828/mo
Today · 4.125%
HK$109,550
baseline
▲ 0.50% · 4.625%
HK$115,324
+HK$5,774/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$219,100/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,996
−HK$6,835/mo
▼ 0.25% · 3.875%
HK$112,387
−HK$3,444/mo
Today · 4.125%
HK$115,831
baseline
▲ 0.50% · 4.625%
HK$122,879
+HK$7,048/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$231,662/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,451,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,257
−HK$6,551/mo
▼ 0.25% · 3.875%
HK$124,509
−HK$3,299/mo
Today · 4.125%
HK$127,808
baseline
▲ 0.50% · 4.625%
HK$134,545
+HK$6,737/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$255,616/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,451,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,138
−HK$8,788/mo
▼ 0.25% · 3.875%
HK$144,497
−HK$4,429/mo
Today · 4.125%
HK$148,926
baseline
▲ 0.50% · 4.625%
HK$157,988
+HK$9,062/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$297,852/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,902
−HK$8,423/mo
▼ 0.25% · 3.875%
HK$160,083
−HK$4,242/mo
Today · 4.125%
HK$164,325
baseline
▲ 0.50% · 4.625%
HK$172,987
+HK$8,662/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$328,650/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,071 · Scale 2, in force from 26 Feb 2026)