LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,855
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,277
−HK$2,460/mo
Today · 4.125%
HK$82,737
baseline
▲ 0.50% · 4.625%
HK$87,772
+HK$5,035/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$165,474/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,451,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,613
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,936
−HK$2,356/mo
Today · 4.125%
HK$91,292
baseline
▲ 0.50% · 4.625%
HK$96,104
+HK$4,812/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$182,584/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,451,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,426
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$96,332
−HK$2,953/mo
Today · 4.125%
HK$99,285
baseline
▲ 0.50% · 4.625%
HK$105,326
+HK$6,041/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$198,570/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,935
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$106,723
−HK$2,828/mo
Today · 4.125%
HK$109,551
baseline
▲ 0.50% · 4.625%
HK$115,325
+HK$5,774/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$219,102/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,997
−HK$6,835/mo
▼ 0.25% · 3.875%
HK$112,387
−HK$3,445/mo
Today · 4.125%
HK$115,832
baseline
▲ 0.50% · 4.625%
HK$122,880
+HK$7,048/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$231,664/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,451,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,258
−HK$6,551/mo
▼ 0.25% · 3.875%
HK$124,510
−HK$3,299/mo
Today · 4.125%
HK$127,809
baseline
▲ 0.50% · 4.625%
HK$134,546
+HK$6,737/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$255,618/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,451,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,139
−HK$8,788/mo
▼ 0.25% · 3.875%
HK$144,498
−HK$4,429/mo
Today · 4.125%
HK$148,927
baseline
▲ 0.50% · 4.625%
HK$157,989
+HK$9,062/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$297,854/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,903
−HK$8,423/mo
▼ 0.25% · 3.875%
HK$160,084
−HK$4,242/mo
Today · 4.125%
HK$164,326
baseline
▲ 0.50% · 4.625%
HK$172,988
+HK$8,662/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$328,652/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,081 · Scale 2, in force from 26 Feb 2026)