LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,862
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,284
−HK$2,460/mo
Today · 4.125%
HK$82,744
baseline
▲ 0.50% · 4.625%
HK$87,779
+HK$5,035/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$165,488/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,451,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,620
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,943
−HK$2,357/mo
Today · 4.125%
HK$91,300
baseline
▲ 0.50% · 4.625%
HK$96,113
+HK$4,813/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$182,600/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,451,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,434
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$96,340
−HK$2,953/mo
Today · 4.125%
HK$99,293
baseline
▲ 0.50% · 4.625%
HK$105,335
+HK$6,042/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$198,586/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,944
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$106,732
−HK$2,828/mo
Today · 4.125%
HK$109,560
baseline
▲ 0.50% · 4.625%
HK$115,335
+HK$5,775/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$219,120/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,006
−HK$6,836/mo
▼ 0.25% · 3.875%
HK$112,397
−HK$3,445/mo
Today · 4.125%
HK$115,842
baseline
▲ 0.50% · 4.625%
HK$122,891
+HK$7,049/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$231,684/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,268
−HK$6,552/mo
▼ 0.25% · 3.875%
HK$124,521
−HK$3,299/mo
Today · 4.125%
HK$127,820
baseline
▲ 0.50% · 4.625%
HK$134,558
+HK$6,738/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$255,640/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,151
−HK$8,789/mo
▼ 0.25% · 3.875%
HK$144,511
−HK$4,429/mo
Today · 4.125%
HK$148,940
baseline
▲ 0.50% · 4.625%
HK$158,002
+HK$9,062/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$297,880/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,917
−HK$8,423/mo
▼ 0.25% · 3.875%
HK$160,098
−HK$4,242/mo
Today · 4.125%
HK$164,340
baseline
▲ 0.50% · 4.625%
HK$173,003
+HK$8,663/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$328,680/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,207 · Scale 2, in force from 26 Feb 2026)