LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,865
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$80,287
−HK$2,461/mo
Today · 4.125%
HK$82,748
baseline
▲ 0.50% · 4.625%
HK$87,783
+HK$5,035/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$165,496/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,451,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,624
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,947
−HK$2,357/mo
Today · 4.125%
HK$91,304
baseline
▲ 0.50% · 4.625%
HK$96,117
+HK$4,813/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$182,608/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,451,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,438
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$96,344
−HK$2,953/mo
Today · 4.125%
HK$99,297
baseline
▲ 0.50% · 4.625%
HK$105,339
+HK$6,042/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$198,594/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,949
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$106,736
−HK$2,829/mo
Today · 4.125%
HK$109,565
baseline
▲ 0.50% · 4.625%
HK$115,340
+HK$5,775/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$219,130/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,011
−HK$6,836/mo
▼ 0.25% · 3.875%
HK$112,402
−HK$3,445/mo
Today · 4.125%
HK$115,847
baseline
▲ 0.50% · 4.625%
HK$122,896
+HK$7,049/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$231,694/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,273
−HK$6,552/mo
▼ 0.25% · 3.875%
HK$124,526
−HK$3,299/mo
Today · 4.125%
HK$127,825
baseline
▲ 0.50% · 4.625%
HK$134,563
+HK$6,738/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$255,650/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,157
−HK$8,789/mo
▼ 0.25% · 3.875%
HK$144,516
−HK$4,430/mo
Today · 4.125%
HK$148,946
baseline
▲ 0.50% · 4.625%
HK$158,009
+HK$9,063/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$297,892/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,923
−HK$8,424/mo
▼ 0.25% · 3.875%
HK$160,105
−HK$4,242/mo
Today · 4.125%
HK$164,347
baseline
▲ 0.50% · 4.625%
HK$173,010
+HK$8,663/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$328,694/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,265 · Scale 2, in force from 26 Feb 2026)