LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,866
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$80,288
−HK$2,461/mo
Today · 4.125%
HK$82,749
baseline
▲ 0.50% · 4.625%
HK$87,784
+HK$5,035/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$165,498/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,451,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,625
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,948
−HK$2,357/mo
Today · 4.125%
HK$91,305
baseline
▲ 0.50% · 4.625%
HK$96,118
+HK$4,813/mo
Deposit HK$17.07M · loan HK$17.07M · min. income ≈ HK$182,610/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,451,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,439
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$96,345
−HK$2,953/mo
Today · 4.125%
HK$99,298
baseline
▲ 0.50% · 4.625%
HK$105,340
+HK$6,042/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$198,596/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,950
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$106,738
−HK$2,828/mo
Today · 4.125%
HK$109,566
baseline
▲ 0.50% · 4.625%
HK$115,341
+HK$5,775/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$219,132/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,012
−HK$6,836/mo
▼ 0.25% · 3.875%
HK$112,403
−HK$3,445/mo
Today · 4.125%
HK$115,848
baseline
▲ 0.50% · 4.625%
HK$122,897
+HK$7,049/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$231,696/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,275
−HK$6,552/mo
▼ 0.25% · 3.875%
HK$124,527
−HK$3,300/mo
Today · 4.125%
HK$127,827
baseline
▲ 0.50% · 4.625%
HK$134,565
+HK$6,738/mo
Deposit HK$10.24M · loan HK$23.90M · min. income ≈ HK$255,654/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,158
−HK$8,789/mo
▼ 0.25% · 3.875%
HK$144,518
−HK$4,429/mo
Today · 4.125%
HK$148,947
baseline
▲ 0.50% · 4.625%
HK$158,011
+HK$9,064/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$297,894/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,925
−HK$8,424/mo
▼ 0.25% · 3.875%
HK$160,107
−HK$4,242/mo
Today · 4.125%
HK$164,349
baseline
▲ 0.50% · 4.625%
HK$173,012
+HK$8,663/mo
Deposit HK$3.41M · loan HK$30.73M · min. income ≈ HK$328,698/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,282 · Scale 2, in force from 26 Feb 2026)