LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,876
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$80,298
−HK$2,461/mo
Today · 4.125%
HK$82,759
baseline
▲ 0.50% · 4.625%
HK$87,795
+HK$5,036/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$165,518/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,451,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,636
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$88,959
−HK$2,358/mo
Today · 4.125%
HK$91,317
baseline
▲ 0.50% · 4.625%
HK$96,130
+HK$4,813/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$182,634/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,451,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,451
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$96,358
−HK$2,953/mo
Today · 4.125%
HK$99,311
baseline
▲ 0.50% · 4.625%
HK$105,354
+HK$6,043/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$198,622/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,963
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$106,751
−HK$2,829/mo
Today · 4.125%
HK$109,580
baseline
▲ 0.50% · 4.625%
HK$115,356
+HK$5,776/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$219,160/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,026
−HK$6,837/mo
▼ 0.25% · 3.875%
HK$112,417
−HK$3,446/mo
Today · 4.125%
HK$115,863
baseline
▲ 0.50% · 4.625%
HK$122,913
+HK$7,050/mo
Deposit HK$10.25M · loan HK$23.91M · min. income ≈ HK$231,726/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,290
−HK$6,553/mo
▼ 0.25% · 3.875%
HK$124,543
−HK$3,300/mo
Today · 4.125%
HK$127,843
baseline
▲ 0.50% · 4.625%
HK$134,582
+HK$6,739/mo
Deposit HK$10.25M · loan HK$23.91M · min. income ≈ HK$255,686/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,176
−HK$8,791/mo
▼ 0.25% · 3.875%
HK$144,537
−HK$4,430/mo
Today · 4.125%
HK$148,967
baseline
▲ 0.50% · 4.625%
HK$158,031
+HK$9,064/mo
Deposit HK$3.42M · loan HK$30.74M · min. income ≈ HK$297,934/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,945
−HK$8,425/mo
▼ 0.25% · 3.875%
HK$160,127
−HK$4,243/mo
Today · 4.125%
HK$164,370
baseline
▲ 0.50% · 4.625%
HK$173,034
+HK$8,664/mo
Deposit HK$3.42M · loan HK$30.74M · min. income ≈ HK$328,740/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,467 · Scale 2, in force from 26 Feb 2026)