LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,879
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$80,302
−HK$2,461/mo
Today · 4.125%
HK$82,763
baseline
▲ 0.50% · 4.625%
HK$87,799
+HK$5,036/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$165,526/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,451,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,640
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$88,964
−HK$2,357/mo
Today · 4.125%
HK$91,321
baseline
▲ 0.50% · 4.625%
HK$96,135
+HK$4,814/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$182,642/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,451,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,455
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$96,362
−HK$2,954/mo
Today · 4.125%
HK$99,316
baseline
▲ 0.50% · 4.625%
HK$105,359
+HK$6,043/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$198,632/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,968
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$106,756
−HK$2,829/mo
Today · 4.125%
HK$109,585
baseline
▲ 0.50% · 4.625%
HK$115,362
+HK$5,777/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$219,170/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,031
−HK$6,837/mo
▼ 0.25% · 3.875%
HK$112,423
−HK$3,445/mo
Today · 4.125%
HK$115,868
baseline
▲ 0.50% · 4.625%
HK$122,919
+HK$7,051/mo
Deposit HK$10.25M · loan HK$23.91M · min. income ≈ HK$231,736/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,296
−HK$6,553/mo
▼ 0.25% · 3.875%
HK$124,549
−HK$3,300/mo
Today · 4.125%
HK$127,849
baseline
▲ 0.50% · 4.625%
HK$134,588
+HK$6,739/mo
Deposit HK$10.25M · loan HK$23.91M · min. income ≈ HK$255,698/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,183
−HK$8,791/mo
▼ 0.25% · 3.875%
HK$144,543
−HK$4,431/mo
Today · 4.125%
HK$148,974
baseline
▲ 0.50% · 4.625%
HK$158,038
+HK$9,064/mo
Deposit HK$3.42M · loan HK$30.74M · min. income ≈ HK$297,948/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,952
−HK$8,426/mo
▼ 0.25% · 3.875%
HK$160,135
−HK$4,243/mo
Today · 4.125%
HK$164,378
baseline
▲ 0.50% · 4.625%
HK$173,042
+HK$8,664/mo
Deposit HK$3.42M · loan HK$30.74M · min. income ≈ HK$328,756/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,537 · Scale 2, in force from 26 Feb 2026)