LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,880
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$80,303
−HK$2,461/mo
Today · 4.125%
HK$82,764
baseline
▲ 0.50% · 4.625%
HK$87,800
+HK$5,036/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$165,528/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,451,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,641
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$88,965
−HK$2,357/mo
Today · 4.125%
HK$91,322
baseline
▲ 0.50% · 4.625%
HK$96,136
+HK$4,814/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$182,644/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,451,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,456
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$96,363
−HK$2,954/mo
Today · 4.125%
HK$99,317
baseline
▲ 0.50% · 4.625%
HK$105,360
+HK$6,043/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$198,634/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,969
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$106,758
−HK$2,828/mo
Today · 4.125%
HK$109,586
baseline
▲ 0.50% · 4.625%
HK$115,363
+HK$5,777/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$219,172/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,032
−HK$6,838/mo
▼ 0.25% · 3.875%
HK$112,424
−HK$3,446/mo
Today · 4.125%
HK$115,870
baseline
▲ 0.50% · 4.625%
HK$122,920
+HK$7,050/mo
Deposit HK$10.25M · loan HK$23.91M · min. income ≈ HK$231,740/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,298
−HK$6,553/mo
▼ 0.25% · 3.875%
HK$124,551
−HK$3,300/mo
Today · 4.125%
HK$127,851
baseline
▲ 0.50% · 4.625%
HK$134,590
+HK$6,739/mo
Deposit HK$10.25M · loan HK$23.91M · min. income ≈ HK$255,702/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,185
−HK$8,790/mo
▼ 0.25% · 3.875%
HK$144,545
−HK$4,430/mo
Today · 4.125%
HK$148,975
baseline
▲ 0.50% · 4.625%
HK$158,040
+HK$9,065/mo
Deposit HK$3.42M · loan HK$30.74M · min. income ≈ HK$297,950/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,954
−HK$8,426/mo
▼ 0.25% · 3.875%
HK$160,137
−HK$4,243/mo
Today · 4.125%
HK$164,380
baseline
▲ 0.50% · 4.625%
HK$173,044
+HK$8,664/mo
Deposit HK$3.42M · loan HK$30.74M · min. income ≈ HK$328,760/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,554 · Scale 2, in force from 26 Feb 2026)