LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,888
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$80,310
−HK$2,462/mo
Today · 4.125%
HK$82,772
baseline
▲ 0.50% · 4.625%
HK$87,808
+HK$5,036/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$165,544/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,451,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,649
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,973
−HK$2,358/mo
Today · 4.125%
HK$91,331
baseline
▲ 0.50% · 4.625%
HK$96,145
+HK$4,814/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$182,662/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,451,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,465
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$96,373
−HK$2,953/mo
Today · 4.125%
HK$99,326
baseline
▲ 0.50% · 4.625%
HK$105,370
+HK$6,044/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$198,652/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,979
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$106,768
−HK$2,829/mo
Today · 4.125%
HK$109,597
baseline
▲ 0.50% · 4.625%
HK$115,374
+HK$5,777/mo
Deposit HK$13.66M · loan HK$20.49M · min. income ≈ HK$219,194/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,451,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,043
−HK$6,838/mo
▼ 0.25% · 3.875%
HK$112,435
−HK$3,446/mo
Today · 4.125%
HK$115,881
baseline
▲ 0.50% · 4.625%
HK$122,932
+HK$7,051/mo
Deposit HK$10.25M · loan HK$23.91M · min. income ≈ HK$231,762/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,309
−HK$6,554/mo
▼ 0.25% · 3.875%
HK$124,562
−HK$3,301/mo
Today · 4.125%
HK$127,863
baseline
▲ 0.50% · 4.625%
HK$134,603
+HK$6,740/mo
Deposit HK$10.25M · loan HK$23.91M · min. income ≈ HK$255,726/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,198
−HK$8,791/mo
▼ 0.25% · 3.875%
HK$144,559
−HK$4,430/mo
Today · 4.125%
HK$148,989
baseline
▲ 0.50% · 4.625%
HK$158,055
+HK$9,066/mo
Deposit HK$3.42M · loan HK$30.74M · min. income ≈ HK$297,978/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,969
−HK$8,426/mo
▼ 0.25% · 3.875%
HK$160,152
−HK$4,243/mo
Today · 4.125%
HK$164,395
baseline
▲ 0.50% · 4.625%
HK$173,061
+HK$8,666/mo
Deposit HK$3.42M · loan HK$30.74M · min. income ≈ HK$328,790/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,691 · Scale 2, in force from 26 Feb 2026)