LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,899
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,322
−HK$2,462/mo
Today · 4.125%
HK$82,784
baseline
▲ 0.50% · 4.625%
HK$87,821
+HK$5,037/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$165,568/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,451,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,662
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,986
−HK$2,358/mo
Today · 4.125%
HK$91,344
baseline
▲ 0.50% · 4.625%
HK$96,159
+HK$4,815/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$182,688/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,451,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,479
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$96,387
−HK$2,954/mo
Today · 4.125%
HK$99,341
baseline
▲ 0.50% · 4.625%
HK$105,386
+HK$6,045/mo
Deposit HK$13.66M · loan HK$20.50M · min. income ≈ HK$198,682/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,451,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,994
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,784
−HK$2,829/mo
Today · 4.125%
HK$109,613
baseline
▲ 0.50% · 4.625%
HK$115,391
+HK$5,778/mo
Deposit HK$13.66M · loan HK$20.50M · min. income ≈ HK$219,226/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,451,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,059
−HK$6,839/mo
▼ 0.25% · 3.875%
HK$112,451
−HK$3,447/mo
Today · 4.125%
HK$115,898
baseline
▲ 0.50% · 4.625%
HK$122,950
+HK$7,052/mo
Deposit HK$10.25M · loan HK$23.91M · min. income ≈ HK$231,796/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,327
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$124,581
−HK$3,301/mo
Today · 4.125%
HK$127,882
baseline
▲ 0.50% · 4.625%
HK$134,623
+HK$6,741/mo
Deposit HK$10.25M · loan HK$23.91M · min. income ≈ HK$255,764/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,219
−HK$8,793/mo
▼ 0.25% · 3.875%
HK$144,580
−HK$4,432/mo
Today · 4.125%
HK$149,012
baseline
▲ 0.50% · 4.625%
HK$158,078
+HK$9,066/mo
Deposit HK$3.42M · loan HK$30.75M · min. income ≈ HK$298,024/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,992
−HK$8,427/mo
▼ 0.25% · 3.875%
HK$160,175
−HK$4,244/mo
Today · 4.125%
HK$164,419
baseline
▲ 0.50% · 4.625%
HK$173,086
+HK$8,667/mo
Deposit HK$3.42M · loan HK$30.75M · min. income ≈ HK$328,838/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,906 · Scale 2, in force from 26 Feb 2026)