LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,901
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,324
−HK$2,462/mo
Today · 4.125%
HK$82,786
baseline
▲ 0.50% · 4.625%
HK$87,823
+HK$5,037/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$165,572/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,451,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,664
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,988
−HK$2,358/mo
Today · 4.125%
HK$91,346
baseline
▲ 0.50% · 4.625%
HK$96,161
+HK$4,815/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$182,692/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,451,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,481
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$96,389
−HK$2,954/mo
Today · 4.125%
HK$99,343
baseline
▲ 0.50% · 4.625%
HK$105,388
+HK$6,045/mo
Deposit HK$13.67M · loan HK$20.50M · min. income ≈ HK$198,686/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,451,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,997
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$106,786
−HK$2,829/mo
Today · 4.125%
HK$109,615
baseline
▲ 0.50% · 4.625%
HK$115,393
+HK$5,778/mo
Deposit HK$13.67M · loan HK$20.50M · min. income ≈ HK$219,230/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,451,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,061
−HK$6,839/mo
▼ 0.25% · 3.875%
HK$112,454
−HK$3,446/mo
Today · 4.125%
HK$115,900
baseline
▲ 0.50% · 4.625%
HK$122,952
+HK$7,052/mo
Deposit HK$10.25M · loan HK$23.91M · min. income ≈ HK$231,800/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,329
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$124,583
−HK$3,301/mo
Today · 4.125%
HK$127,884
baseline
▲ 0.50% · 4.625%
HK$134,625
+HK$6,741/mo
Deposit HK$10.25M · loan HK$23.91M · min. income ≈ HK$255,768/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,221
−HK$8,794/mo
▼ 0.25% · 3.875%
HK$144,583
−HK$4,432/mo
Today · 4.125%
HK$149,015
baseline
▲ 0.50% · 4.625%
HK$158,082
+HK$9,067/mo
Deposit HK$3.42M · loan HK$30.75M · min. income ≈ HK$298,030/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,995
−HK$8,428/mo
▼ 0.25% · 3.875%
HK$160,179
−HK$4,244/mo
Today · 4.125%
HK$164,423
baseline
▲ 0.50% · 4.625%
HK$173,090
+HK$8,667/mo
Deposit HK$3.42M · loan HK$30.75M · min. income ≈ HK$328,846/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,936 · Scale 2, in force from 26 Feb 2026)