LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,903
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,326
−HK$2,462/mo
Today · 4.125%
HK$82,788
baseline
▲ 0.50% · 4.625%
HK$87,825
+HK$5,037/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$165,576/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,451,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,666
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,990
−HK$2,358/mo
Today · 4.125%
HK$91,348
baseline
▲ 0.50% · 4.625%
HK$96,163
+HK$4,815/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$182,696/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,451,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,483
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$96,391
−HK$2,954/mo
Today · 4.125%
HK$99,345
baseline
▲ 0.50% · 4.625%
HK$105,390
+HK$6,045/mo
Deposit HK$13.67M · loan HK$20.50M · min. income ≈ HK$198,690/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,451,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,999
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,788
−HK$2,830/mo
Today · 4.125%
HK$109,618
baseline
▲ 0.50% · 4.625%
HK$115,396
+HK$5,778/mo
Deposit HK$13.67M · loan HK$20.50M · min. income ≈ HK$219,236/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,451,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,064
−HK$6,839/mo
▼ 0.25% · 3.875%
HK$112,456
−HK$3,447/mo
Today · 4.125%
HK$115,903
baseline
▲ 0.50% · 4.625%
HK$122,955
+HK$7,052/mo
Deposit HK$10.25M · loan HK$23.91M · min. income ≈ HK$231,806/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,332
−HK$6,556/mo
▼ 0.25% · 3.875%
HK$124,586
−HK$3,302/mo
Today · 4.125%
HK$127,888
baseline
▲ 0.50% · 4.625%
HK$134,629
+HK$6,741/mo
Deposit HK$10.25M · loan HK$23.91M · min. income ≈ HK$255,776/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,451,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,225
−HK$8,793/mo
▼ 0.25% · 3.875%
HK$144,587
−HK$4,431/mo
Today · 4.125%
HK$149,018
baseline
▲ 0.50% · 4.625%
HK$158,086
+HK$9,068/mo
Deposit HK$3.42M · loan HK$30.75M · min. income ≈ HK$298,036/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,999
−HK$8,428/mo
▼ 0.25% · 3.875%
HK$160,182
−HK$4,245/mo
Today · 4.125%
HK$164,427
baseline
▲ 0.50% · 4.625%
HK$173,094
+HK$8,667/mo
Deposit HK$3.42M · loan HK$30.75M · min. income ≈ HK$328,854/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,451,970 · Scale 2, in force from 26 Feb 2026)