LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,909
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,332
−HK$2,462/mo
Today · 4.125%
HK$82,794
baseline
▲ 0.50% · 4.625%
HK$87,832
+HK$5,038/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$165,588/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,452,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,673
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,997
−HK$2,358/mo
Today · 4.125%
HK$91,355
baseline
▲ 0.50% · 4.625%
HK$96,171
+HK$4,816/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$182,710/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,452,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,490
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,398
−HK$2,955/mo
Today · 4.125%
HK$99,353
baseline
▲ 0.50% · 4.625%
HK$105,398
+HK$6,045/mo
Deposit HK$13.67M · loan HK$20.50M · min. income ≈ HK$198,706/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,452,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,007
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,796
−HK$2,830/mo
Today · 4.125%
HK$109,626
baseline
▲ 0.50% · 4.625%
HK$115,405
+HK$5,779/mo
Deposit HK$13.67M · loan HK$20.50M · min. income ≈ HK$219,252/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,452,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,072
−HK$6,840/mo
▼ 0.25% · 3.875%
HK$112,465
−HK$3,447/mo
Today · 4.125%
HK$115,912
baseline
▲ 0.50% · 4.625%
HK$122,965
+HK$7,053/mo
Deposit HK$10.25M · loan HK$23.92M · min. income ≈ HK$231,824/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,452,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,342
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$124,596
−HK$3,301/mo
Today · 4.125%
HK$127,897
baseline
▲ 0.50% · 4.625%
HK$134,639
+HK$6,742/mo
Deposit HK$10.25M · loan HK$23.92M · min. income ≈ HK$255,794/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,452,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,235
−HK$8,794/mo
▼ 0.25% · 3.875%
HK$144,598
−HK$4,431/mo
Today · 4.125%
HK$149,029
baseline
▲ 0.50% · 4.625%
HK$158,098
+HK$9,069/mo
Deposit HK$3.42M · loan HK$30.75M · min. income ≈ HK$298,058/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,011
−HK$8,428/mo
▼ 0.25% · 3.875%
HK$160,195
−HK$4,244/mo
Today · 4.125%
HK$164,439
baseline
▲ 0.50% · 4.625%
HK$173,107
+HK$8,668/mo
Deposit HK$3.42M · loan HK$30.75M · min. income ≈ HK$328,878/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,081 · Scale 2, in force from 26 Feb 2026)