LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,909
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$80,333
−HK$2,462/mo
Today · 4.125%
HK$82,795
baseline
▲ 0.50% · 4.625%
HK$87,833
+HK$5,038/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$165,590/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,452,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,673
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$88,998
−HK$2,358/mo
Today · 4.125%
HK$91,356
baseline
▲ 0.50% · 4.625%
HK$96,171
+HK$4,815/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$182,712/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,452,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,491
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,399
−HK$2,955/mo
Today · 4.125%
HK$99,354
baseline
▲ 0.50% · 4.625%
HK$105,399
+HK$6,045/mo
Deposit HK$13.67M · loan HK$20.50M · min. income ≈ HK$198,708/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,452,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,008
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,797
−HK$2,830/mo
Today · 4.125%
HK$109,627
baseline
▲ 0.50% · 4.625%
HK$115,406
+HK$5,779/mo
Deposit HK$13.67M · loan HK$20.50M · min. income ≈ HK$219,254/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,452,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,073
−HK$6,840/mo
▼ 0.25% · 3.875%
HK$112,466
−HK$3,447/mo
Today · 4.125%
HK$115,913
baseline
▲ 0.50% · 4.625%
HK$122,966
+HK$7,053/mo
Deposit HK$10.25M · loan HK$23.92M · min. income ≈ HK$231,826/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,452,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,343
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$124,597
−HK$3,301/mo
Today · 4.125%
HK$127,898
baseline
▲ 0.50% · 4.625%
HK$134,640
+HK$6,742/mo
Deposit HK$10.25M · loan HK$23.92M · min. income ≈ HK$255,796/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,452,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,237
−HK$8,794/mo
▼ 0.25% · 3.875%
HK$144,599
−HK$4,432/mo
Today · 4.125%
HK$149,031
baseline
▲ 0.50% · 4.625%
HK$158,099
+HK$9,068/mo
Deposit HK$3.42M · loan HK$30.75M · min. income ≈ HK$298,062/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,012
−HK$8,429/mo
▼ 0.25% · 3.875%
HK$160,196
−HK$4,245/mo
Today · 4.125%
HK$164,441
baseline
▲ 0.50% · 4.625%
HK$173,109
+HK$8,668/mo
Deposit HK$3.42M · loan HK$30.75M · min. income ≈ HK$328,882/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,093 · Scale 2, in force from 26 Feb 2026)